However, English clubs warn that they won’t do the same for future tours Lions and Premiership reach agreement on player releaseFirst the good news. The British & Irish Lions have reached an agreement with Premiership Rugby over the release of players based at English clubs.The release row has been going on for months, with the Premiership unhappy with the scheduling of a pre-tour fixture between the Lions and Japan at BT Murrayfield on the same day as the Gallagher Premiership final, Saturday 26 June.Lions coach Warren Gatland was concerned that England-based players who were not involved in the final – ie those whose season ended either on 12 June or after the semi-finals on 19-20 June – would not be available until after the league’s climax.However, a deal has now been done, with a Premiership Rugby spokesperson saying: “An agreement has been reached for the release of all players at the conclusion of their domestic commitments for the Lions’ warm-up game against Japan. They will also be available for any training camp ahead of that fixture.” Lions chairman Jason Leonard said: “We are very grateful to Premiership Rugby and PRO14 for the release of players after they have concluded their domestic commitments. In particular we would like to thank Phil Winstanley for his diligence in helping us reach an agreement.” The British & Irish Lions line up on the 2017 tour to New Zealand (Sportsfile/Getty Images) LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Can’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Follow Rugby World on Facebook, Instagram and Twitter. Warning over future Lions toursNow for the bad news. While player release has been agreed for this tour, with the Lions paying English clubs a compensation fee, Premiership Rugby has warned that there will be no such deal for future tours, such as the next trip to Australia in 2025.The Premiership Rugby spokesperson said: “This discussion was never just about money. Premiership clubs are at the very heart of English rugby – helping to nurture the pipeline of talent which supports the international game and future Lions Tours. It is essential that we are properly consulted – and our position respected – when fixtures are scheduled which impact the domestic season.“The Lions warm-up match against Japan falls outside of the World Rugby Regulation 9 window for release of players for international rugby, which is in breach of what was agreed in San Francisco in 2017. The Japan game also clashes with the highlight of our season, the Premiership final.“For future Lions tours, Premiership Rugby will not release players until after the Premiership final. We will continue to honour our commitments around player release, under Regulation 9, and encourage all parties in rugby to work more closely to avoid situations like this happening in the future.”It was only a few weeks ago that Scotland had to pay a significant sum for the release of Premiership players for their rearranged Six Nations fixture against France and club-versus-country rows seem set to dominate the rugby landscape for some time yet.
Please enter your comment! TAGSGood News Previous articleWanted: four legs, furry faces and wagging tailsNext articleIn case you missed it: The Apopka news week in review Denise Connell RELATED ARTICLESMORE FROM AUTHOR Florida gas prices jump 12 cents; most expensive since 2014 Save my name, email, and website in this browser for the next time I comment. UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Please enter your name here LEAVE A REPLY Cancel reply Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom You have entered an incorrect email address! Please enter your email address here 6 “good news” stories this week in The Apopka Voice:Here are six articles published this in The Apopka Voice in the last seven days that will enlighten, inspire and engage you. Enjoy.Spring cleaning at home and in lifeFire ants: A recipe for motivation and enthusiasm!Apopka expands summer youth employment programSplash Pad finally approved2,305 vote-by-mail and early voting ballots cast in Apopka electionsWanted: four legs, furry faces and wagging tails Share on Facebook Tweet on Twitter
Year: 2016 Area: 120 m² Year Completion year of this architecture project ArchDaily Canada Save this picture!© Raphaël Thibodeau+ 18Curated by María Francisca González Share Photographs: Raphaël Thibodeau Manufacturers Brands with products used in this architecture project Manufacturers: Fabelta, Atelier Stone Age, Cloud CeramicsGeneral Contractor :Construction Yannick RobertEngineer :Latéral ConseilObject Design:ObiektArchitect In Charge:Philip Staszewski, David Grenier, Olivier Lord, Emmanuelle Lauzier, Laurent McComberCity:MontrealCountry:CanadaMore SpecsLess SpecsSave this picture!© Raphaël ThibodeauRecommended ProductsWindowsLibartVertical Retracting Doors & WindowsWoodParklex International S.L.Wood cladding – FacadeEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsWoodBruagBalcony BalustradesA breath of fresh air for this semi-detached Tudor in Ville-Saint- Laurent For a long time, this semi-detached house built in the 1950s in Montréal’s Ville-Saint-Laurent neighbourhood was home to a family of three young children. Over the years, many extensions were added to its aging structure. At the back, its broken-up spaces had only one opaque door and four small windows. Built without a foundation and worn by time, the annexes in the backyard were keeping the abundant natural light from coming into the kitchen. After the children fled the coop, the house was due to undergo major renovations, particularly to meet the needs of the owner’s new lifestyle. The owner entrusted his project to L. McComber architects with three goals in mind: open the living spaces, make the most of the natural light and garden view, and preserve the spirit of this family home filled with memories.Save this picture!© Raphaël ThibodeauSave this picture!Plan RDCTudor, pleaseFrom the street, the existing façade is Tudor-inspired, with its wooden halftimbering and plaster on the second floor. The classic pattern is most obvious above the garage on the gable wall. By extending this space towards the back, a connection is created between the two sides of the house. On the side façade, red clay brick wraps around the ground floor to the deck. The second floor picks up the half-timbering pattern, painted in contemporary colours. Striking a contrast with the light grey walls, black geometric lines frame the windows and come together at the back in a triangular gable pattern. The end of the long structure projects against the back wall, with its black sheet-metal cladding and abundant windows exposing the open-plan living spaces inside. At its foot, the new back deck extends the kitchen by way of a large raised glass door. Save this picture!© Raphaël ThibodeauThe backyard – at lastInside, the living spaces are open-plan. By strategically removing certain partitions, the groundfloor layout opens the heart of the house onto the backyard. Right in the middle of the opened space, the large kitchen island reveals a change in level that offers a standing workstation on one side and a few seats on the other. In its extension, the double height maximizes natural light. Above, a narrow walkway connects the master bedroom to its bathroom, providing a spectacular top view into the yard on one side and the living area below on the other. With its steel Vierendeel railing and thin wood board floor, it looks and feels like a suspended footbridge.Save this picture!© Raphaël ThibodeauElegant but simple materialsIn contrast with the unique exterior, the interior of the house is decorated with elegant simplicity. The floors and cabinetwork pick up from the stained red oak panelling of the walls in the dining room. Countertops and bathroom finishes in black and white marble complete the warm yet decidedly contemporary palette—bringing a breath of fresh air to Cardinal Street!Save this picture!© Raphaël ThibodeauProject gallerySee allShow lessCultural center + Theatre / PAnnetier ArchitectureSelected ProjectsGZ House / Además arquitecturaSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/868745/la-cardinale-l-mccomber Clipboard Projects La Cardinale / L. McComber CopyHouses•Montreal, Canada Architects: L. McComber Area Area of this architecture project “COPY” Houses Photographs “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/868745/la-cardinale-l-mccomber Clipboard La Cardinale / L. McComberSave this projectSaveLa Cardinale / L. McComber CopyAbout this officeL. McComberOfficeFollowProductsWoodConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesMontrealCanadaPublished on February 03, 2019Cite: “La Cardinale / L. McComber ” 02 Feb 2019. ArchDaily. Accessed 11 Jun 2021.
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Photo: railway tracks combine by Yuttasak Jannarong on Shutterstock.com Network Rail chooses CLIC Sargent as its charity of choice for two years Howard Lake | 2 April 2014 | News Network Rail will support CLIC Sargent for the next two years after its staff voted for the cancer charity for children and young people as its Charity of Choice.Staff across the UK will volunteer their time for the charity and run and get involved in fundraising events. Sponsored runs, cycles, abseils and swims are being planned.The partnership will emphasise the role both organisations play in connecting people and the difference this makes to their lives.Samantha Pitt, Network Rail Charity Panel Chair, said:“We look forward to working in partnership with CLIC Sargent in supporting and getting to know better the work that this wonderful charity does in providing support to children and young people with cancer.”The charity had used social media channels to ask supporters and the public who worked at Network Rail to vote for them. Advertisement Work for @networkrail? Vote CLIC Sargent in the staff vote & help young cancer patients. Please RT pic.twitter.com/nrKNMbg3CY— CLIC Sargent (@CLIC_Sargent) January 21, 2014 Tagged with: charity of the year corporate About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 36 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
By Hoosier Ag Today – Mar 21, 2018 Facebook Twitter President Trump formally requested a three-year extension of trade promotion authority on Tuesday. Politico says the trade promotion authority allows the president to negotiate free trade agreements that he can submit to Congress under fast-track approval procedures. However, the request comes amid growing concerns in the Republican party over the direction of the administration’s trade policy.Trump’s message to Congress says, “I hope my administration can continue to work with Congress to pursue new and better trade deals for America’s workers, farmers, ranchers, and businesses.” Congress last passed trade promotion authority in 2015, during one of the biggest Congressional battles over trade in years. Now that the president has made the formal request, Congress has a three-month window to block renewal by passing a resolution of disapproval. Since Republicans control both the House and Senate, Politico says many viewed approval as a sure thing. But, Senate Finance Committee Chair Orrin Hatch of Utah tied the TPA renewal process to concerns that many Republicans have about the administration’s ideas on revamping the North American Free Trade Agreement.Source: NAFB News Service Home Indiana Agriculture News Trump Administration Formally Requests Fast-Track Extension SHARE SHARE Trump Administration Formally Requests Fast-Track Extension Facebook Twitter Previous articleEuropean Union Approves Bayer Takeover of Monsanto, with ConditionsNext articleMcKinney Hopeful on Trade and Export Markets Hoosier Ag Today
Home / Daily Dose / The State of Mortgage Lending and Servicing Servicers Navigate the Post-Pandemic World 2 days ago May 29, 2018 2,446 Views What trends are impacting the landscape of lending and servicing in 2018? A new survey from the American Bankers Association seeks to provide insights into that topic, having polled 161 banks to assemble its data.The ABA’s 25th Residential Real Estate Lending Survey culled data between February 14, 2018, to March 30, 2018, much of it incorporating year-end results from 2017. Sixty-five percent of the survey respondents were commercial banks and 35 percent were savings institutions. Approximately 73 percent of the institutions surveyed reported assets totaling less than $1 billion.The survey reported that participant loan volume for 1-4 family mortgage loans averaged $80 million. In 2017, 1-4 family mortgage purchase loan originations made up 60 percent of year-to-year origination, according to the survey. For comparison’s sake, in 2016 the percentage was 53 percent, and 45 percent in 2015.For home equity loans, the average participant loan volume was $6.3 million. (Reverse mortgage originations have been on the downswing in recent months.)Seventy-one percent of the surveyed banks estimated servicing between 0-2,000 1-4 family loans in 2017. Twenty-one percent estimated servicing between 2,001-5,000 loans; five percent estimated their numbers between 5,001-10,000; and only three percent estimated servicing between 10,001-25,000 loans.The breakdown between banks reporting that they retained servicing on their loans, released servicing to other entities, or did a mix of both came in with a roughly equal spread between the three categories. Thirty-four percent reported releasing servicing, 30 percent reported retaining servicing, and 36 percent reported doing a mix. Among those institutions doing both, respondents reported retaining servicing 58 percent of the time, compared with releasing servicing 42 percent of the time.The survey found that 18 percent of originations were sold to conduits/wholesalers, up from 14 percent in 2016 and 22 percent in 2010. Fannie Mae received 11 percent of originations among banks surveyed, with nine percent headed to Freddie Mac.The 30-year fixed-rate mortgage remained the dominant type of mortgage products offered, according to the survey, coming in at 52.8 percent (compared to 47.7 percent in 2016). Fixed-rate 15-year mortgages dropped from 18.6 percent in 2016 to 15.4 percent last year.Also worth noting: the percentage of loans made to first-time homebuyers has been slowly but steadily increasing over the past four years. In 2014, it was at 14 percent; in 2018, it had increased to 17 percent.To read the full ABA Residential Real Estate Lending Survey, click here. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago ABA American Bankers Association Mortgage Lending mortgage servicing Survey 2018-05-29 David Wharton Share Save Demand Propels Home Prices Upward 2 days ago The State of Mortgage Lending and Servicing Previous: Ocwen CFO Resigns—Here’s What’s Next for the Servicer Next: Homebuyer Migration Trends in Q1 2018 Related Articles Print This Post David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: ABA American Bankers Association Mortgage Lending mortgage servicing Survey in Daily Dose, Featured, Journal, Market Studies, News, Servicing Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago About Author: David Wharton Servicers Navigate the Post-Pandemic World 2 days ago Subscribe
February 29, 2020 /Sports News – Local Prep Sports Roundup: 2/29 FacebookTwitterLinkedInEmailBoys Basketball1-A State Championship Game @ SVCRICHFIELD, Utah-Treyson Roberts amassed 15 points and 11 rebounds on 6-11 from the field as the Bryce Valley Mustangs downed Panguitch 36-34 in overtime at the Sevier Valley Center Saturday to win their third all-time 1-A state championship. Roberts won the game as time expired by making a 4-foot floater, securing the Mustangs’ first state title since 2013 and third overall in school history (2010, 2013). Klyn Fullmer’s 13 points led the Bobcats in defeat.1-A 3rd-4th Place Game @ SVCRICHFIELD, Utah-Gavin Hoyt posted 13 points and Braden Heaton added eight rebounds, five assists and five blocked shots as the Valley Buffaloes blasted Manila 44-29 Saturday at the Sevier Valley Center, earning third place at the 1-A state tournament. Dalton Taylor had 8 points in the loss for the Mustangs.1-A 6th-8th Place Game @ Richfield H.S.RICHFIELD, Utah-Rad Hughes led the way with 22 points and the Green River Pirates gashed Milford 51-42 at Richfield High School Saturday, earning sixth place. Zach Sherwood had 19 points in defeat for the Tigers.Girls Basketball1-A State Title Game @ SVCRICHFIELD, Utah-Kinsley Williams led the way with 16 points and 7 rebounds on 5-8 shooting as the Milford Tigers won their first girls basketball state title with a 48-42 win over the Rich Rebels at the 1-A state title game Saturday at the Sevier Valley Center. Aliza Woolsey added 15 points and 9 rebounds on 5-7 shooting for the Tigers in the win. McKina Stacey had 18 points and 6 rebounds in the loss for the Rebels, who were seeking their first state title since 2011.1-A 3rd-4th Place Game @ SVCRICHFIELD, Utah-Kiesa Miller netted 23 points and 9 rebounds on 9-12 shooting as the Panguitch Bobcats downed Water Canyon 54-42 at the Sevier Valley Center Saturday, earning third place at the 1-A state tournament. Melissa Jessop netted 27 points and 11 rebounds in defeat for the Wildcats.1-A 5th-7th Place Game @ SVCRICHFIELD, Utah-Esther Cox amassed 20 points, 6 rebounds and 6 assists on 7-11 shooting as the Valley Buffaloes earned 5th place at the 1-A state tournament with a 63-53 win over Monument Valley Saturday at the Sevier Valley Center. Jamika Nelson had 24 points, seven assists and 5 rebounds on 9-17 from the field in the loss for the Cougars.1-A 6th-8th Place Game @ Richfield H.S.RICHFIELD, Utah-Kassidy Westwood posted 16 points and the Piute Thunderbirds drilled Tabiona 57-27 Richfield High School Saturday, earning sixth place. McKinlee Strebel’s 8 points led the Tigers in defeat. Written by Brad James Tags: Roundup
OUSU faces a staggering loss of £58,000, according to an interim financial report on the year ended, which was presented to council last week. The predicted loss would leave OUSU with debts of £39,000.The loss, for the financial year ending July 2009, has been largely attributed to the underperformance of Oxford Student Services Limited (OSSL), a trading subsidiary of OUSU, which is responsible for services such as Freshers’ Fair, the Careers Handbook and The Oxford Student newspaper.The size of the loss was completely unexpected. According to official reports, OUSU had been predicting a small surplus until May. OUSU President Stefan Baskerville was only alerted to the actual figures within the last two weeks.Ben Britton, St Catherine’s College MCR co-president commented on the loss, “If OUSU wishes to gain respect and trust within this University, then they should learn to manage themselves and their interests better. This loss illustrates quite how incompetent the OUSU management really are in dealing with our money.”The main reason suggested in the report for OSSL’s deficit is the subsidiary’s lower-than-expected performance in raising advertising revenue. Although OUSU predicted a revenue of £65k, only £39k was actually raised. The report notes, “This may have been caused by over optimistic budgeting expectations, changes in personnel selling the advertising, a change in the economic climate or a combination of all of these factors.”In response to the ongoing criticism of the Students’ Union financial structure, the new sabbatical team has vowed to produce a monthly financial report on OSSL’s activities. This will include detailed publishing of income and expenditure of OSSL’s main activities, including The Oxford Student newspaper. Up until now, there was no attribution of space cost and some staff time between OUSU and OSSL. This has resulted in skewed financial reporting on OSSL’s profit performance. An October JCCSM paper has pointed out the need to reform these reports. Furthermore, OUSU will conduct an internal review of the existence of OSSL by the end of the academic year. In the report they will consider which OSSL activities could be transferred to OUSU, as well as deliberating on anyother changes that might be prudent.However, some will argue that these changes do not to go far enough in increasing financial transparency.Some of OSSL’s activities are suspected of making losses if attributed for space and staff time. However, no figures are currently available which break down in detail the finances of OSSL’s services and publications.Baskerville defended the information OSSL was keeping under-wraps, arguing that revealing the details of certain contracts will make it more difficult for OSSL to negotiate with companies in the future. He said, “That could have a significant and negative impact upon the revenues OSSL is able to generate, which serve to fund OUSU’s work for students.”OUSU is also considering restructuring the management of its activities to reduce their financial losses. In a debate scheduled for 5th Week, OUSU will discuss a proposal that “as far as possible, all publications shall be published in OUSU,” and that each OUSU or OSSL publication should have a publication board consisting of General Manager, Publications and Media co-ordinator and the Editors of the publication.The interim financial report also speculated that substantial changes in OUSU staff arrangements during the year have led to an overspend in staffing costs which will not be repeated in subsequent years. The report notes, “This will have amounted to £15k in the period under review.”Another key problem was the need to write off and provide for £12k of bad debts.OUSU’s indebtedness is a concern for the University, which currently makes up the bulk of OUSU’s funding.Professor Tim Softley, the chair of the Joint Committee of Council with Student Members refused to comment on the issue until further discussions are made by the University.OUSU has assured students that the loss will not result in a cut in services, though the budget will have to be revisited and amended. An OUSU source predicts that the Students’ Union will lose money at the end of this year, calling into question OUSU’s ability to be financially responsible.In response to the revelations, the OUSU team is seeking to assure students that the creation of a Budget Committee will result in greater scrutiny, so such problems can be tackled earlier in the year.However, the establishment of this committee, alongside several others, has been delayed to Hilary term due to lack of communication between OUSU and University authorities. In a Cherwell report on the issue, Stefan Baskerville likened the situation of sorting out the committees to trying to deal with victims of a “car crash”.Despite promises of heightened scrutiny, many at OUSU consider the problems to be more fundamental, and believe that OUSU needs a completely new funding structure. Baskerville has proposed that more funding be sourced from colleges. However, attempts to pass a similar proposal by the JCCSM working group through the University bursars failed in Trinity last year.A problem complicating the funding reform debate is that there are legal issues surrounding OUSU’s aims to achieve a registered charity status.
HOBOKEN — City Council President Ruben Ramos Jr. said in an interview that he and the council will begin to discuss possible local legislation in regards to the bill about the legalization of marijuana, introduced in the state Senate last week.He said Thursday that he met with City Council Vice President Jen Giattino and Business Administrator Stephen Marks to discuss possible steps.“We are still months away, but I think its important for residents to know we are moving on a parallel track with the state so that we can prepare ourselves if marijuana does become legal,” said Ramos. “I just wanted everyone to know the item is being addressed on a council committee level. We can’t dig our heads in the sand. The potential for this to happen is good.”He said he and the other members of the council will need to hear from constituents and most likely need to pass legislation as to what to permit in the city. Then the zoning subcommittee will need to address zoning concerns if marijuana distribution will be permitted, including if growers will be permitted, restrictions such as not within a certain proximity to a school or park, or how many licenses will be permitted in the city.If you have a letter to the editor on the matter, email [email protected] ×