Please enter your name here TAGSAnswersCDCCOVID-19EvictionLandlordsQuestionsRentTenantsThe Conversation Previous articleApopka Historical Society making special presentation to City Council about local war heroesNext articleDeSantis hints at reopening Florida bars soon Denise Connell RELATED ARTICLESMORE FROM AUTHOR The Anatomy of Fear You have entered an incorrect email address! Please enter your email address here By Katy Ramsey Mason, Assistant Professor of Law and Director of the Medical-Legal Partnership Clinic, University of MemphisThe Centers for Disease Control and Prevention issued an order on Sept. 1 banning evictions of people who lost work as a result of the pandemic. To benefit, renters must sign a declaration that they don’t make more than US$99,000 a year or $198,000 for those filing a joint return and that they essentially have no options other than homelessness. But the order, which takes effect on Sept. 4, leaves some questions unanswered. The Conversation asked Katy Ramsey Mason, an assistant professor of law and director of the University of Memphis Medical-Legal Partnership Clinic, to answer some of them.1. What does the order do?The order prohibits property owners from evicting covered tenants from any residential property because of nonpayment of rent before Dec. 31, 2020. It does not apply to any evictions that might be brought on grounds other than nonpayment, such as nuisance or alleged criminal activity.It requires tenants to sign and submit a declaration to the landlord certifying under penalty that they qualify for protection under the moratorium. It does not relieve tenants from the obligation to pay rent – all of it comes due on Jan. 1, 2021 – and it allows landlords to continue to charge late fees and other penalties as permitted by law.2. Who qualifies?The CDC’s order applies to as many as 40 million renters across the country who could be at risk of eviction for nonpayment of rent.It is more comprehensive than the Coronavirus Aid, Relief and Economic Security (CARES) Act eviction moratorium, which expired on July 24 and only applied to an estimated 12.3 million renters, or about 28% of rental properties nationwide. The new order applies to tenants who live in any rental property in any place in the U.S. and its territories that does not already have an eviction moratorium with the same or greater protections than the CDC order. There are still 20 states with some form of a moratorium in place, about half of which are more comprehensive than the CDC’s moratorium. All of those moratoriums are unaffected.Other than the financial requirements, to qualify for relief under the CDC order a tenant must certify that he or she is not able to pay full rent due to substantial income loss and has attempted to obtain government assistance with rent, and must commit to making partial rent payments to the extent of his or her ability.3. What authority does the CDC have to do this?The CDC is invoking its powers under federal law to take action to prevent the spread of communicable disease if it finds that state or local prevention measures are insufficient. The order emphasizes the link between homelessness and the spread of COVID-19 and states that the high levels of homelessness that would result from widespread evictions would increase the risk of interstate transmission of the virus.[Deep knowledge, daily. Sign up for The Conversation’s newsletter.]4. What does it mean for landlords?The CDC’s order is certain to be unwelcome news for many landlords, who have already been struggling through the pandemic.Many tenants have been unable to pay rent, and nonpayment evictions have been limited by state moratoriums and the coronavirus relief bill. According to the 2015 American Housing Survey, slightly less than half of rental properties are owned by “mom and pop” landlords, while the rest are owned by business entities. If landlords are not able to pay their mortgages and other costs, it could result in a loss of affordable housing units across the country.Under the CDC’s order, landlords can continue to collect rent and charge late fees and other penalties, but they cannot evict tenants who don’t pay. The order also does not allocate any additional funding to assist tenants or landlords with unpaid rent, but encourages local governments to use coronavirus relief funds that have already been distributed towards rental assistance programs.5. How will it be enforced?Unlike the CARES Act moratorium, which had no enforcement mechanism, the CDC eviction moratorium imposes significant criminal penalties on violators. An individual who violates the order can be fined up to $100,000 and/or one year in jail. If a death results from the violation, the fine increases to up to $250,000.If an organization or company violates the order, the monetary fines increase to a maximum of $200,000 if there is no death and $500,000 if there is a death. The order authorizes the Department of Justice to “initiate court proceedings” to seek those penalties.6. What happens when the order expires?When the order expires on Dec. 31, landlords will again be able to initiate eviction proceedings in accordance with state law – unless the moratorium is extended. If tenants have been unable to pay their full rent up to that point, they will be responsible for all of the arrears that have accrued – putting them at risk of losing their homes in the middle of winter. Some members of Congress have been pushing for additional funding to assist tenants – and landlords – with unpaid rent, but negotiations over another relief bill remain stalled.This article is republished from The Conversation under a Creative Commons license. Share on Facebook Tweet on Twitter Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 LEAVE A REPLY Cancel reply Save my name, email, and website in this browser for the next time I comment. The CDC order may offer some tenants breathing room. 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About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 35 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Diamonds & Tiara Ball – a glistening evening Slough, Berks and Portsmouth, Hants, 5 September 2008: As the main sponsors of Portsmouth FC, OKI Printing Solutions were proud to sponsor this year’s Faith and Football, Diamonds & Tiara Ball held on Wednesday 3 September in Portsmouth.Faith and Football is a charity run by ex-Pompey player Linvoy Primus. Established in 2002, the Christian charity seeks to serve needy youngsters and their families in cities in the UK and provide support for Christian projects abroad, at the same time sharing the Christian faith with those who have a common interest in football.Event organiser, Heather Emery, says ‘the event was a great success and the amount of money raised was phenomenal – such success is only possible with the aid of organisations such as OKI’.Ewa Johnson, marketing director, OKI, attended the ball. Johnson says, ‘the charity has done some amazing work and the glitz, glamour and generosity from the evening really showed this’.An outstanding £36,000 was raised, through auctions and donations. One of the main prizes of the evening was an exclusive OKI Blue Printer signed by the Pompey teams and a day at the Pompey training ground, which auctioned for a stunning £850.Katy BrooksMedia SpecialistThe Whiteoaks Consultancy24 West StreetFarnhamSurreyGU9 7DRt +44 (0) 1252 727 313 ext 217f +44 (0) 1252 727314e [email protected] www.whiteoaks.co.uk Tagged with: corporate Events Howard Lake | 5 September 2008 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
Howard Lake | 19 May 2009 | News 17 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Digital The Social Media Bible: Tactics, Tools, and Strategies for Business Success AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
CAF Bank launches MasterCard debit card for charities AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis 45 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Charities Aid Foundation Finance Charities with CAF Cash accounts can now pay for goods and services using CAF Bank’ s new MasterCard® debit card for charities. The card will enable cardholders to pay for goods and services from their CAF Cash Account in person, over the telephone, and online, in the UK and overseas. Cash can be drawn at ATMs bearing the MasterCard acceptance mark.Launched by CAF Bank, the not-for-profit bank owned by the Charities Aid Foundation (CAF), the card is free for all CAF Cash Account holders and all standard transactions are free. The debit card is linked to the CAF Cash current account. Existing CAF Cash customers can apply for the debit card at any point, and it is available to new customers.Peter Mitchell, CAF Bank Chief Executive, said that the bank had introduced the card after customers had said that they wanted greater flexibility in their banking. “Our debit card”, he said, “will help provide this and allow them easier access to their money and an even more complete banking service from a charity banking specialist. The card will also help charities to overcome the imposed changes that the anticipated closure of the cheque clearing system will bring in 2018.”www.cafonline.org/debitcard About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 14 April 2011 | News
Follow the news on Colombia Reporters Without Borders condemns an increase in threats reportedly being made against the media by the FARC guerrillas. José Joaquín Chávez, the manager of a community radio station in the department of Tolima, was forced to close the station and leave the area on 3 February. He is the second journalist to be forced to flee in this fashion since the start of the year. Help by sharing this information 2011-2020: A study of journalist murders in Latin America confirms the importance of strengthening protection policies ColombiaAmericas News Receive email alerts February 7, 2008 – Updated on January 20, 2016 Journalist closes radio station and flees amid FARC attempts to force media to relay its propaganda News News May 13, 2021 Find out more RSF begins research into mechanisms for protecting journalists in Latin America to go further RSF_en ColombiaAmericas RSF, IFEX-ALC and Media Defence, support FLIP and journalist Diana Díaz against state harassment in Colombia Reports April 27, 2021 Find out more Organisation Reporters Without Borders condemns the threats that forced José Joaquín Chávez, the manager of Acción Estéreo community radio and a reporter for the Voz del Tolima daily, to abandon his home in the western department of Tolima and suspend the station’s operations on 3 February. The threats were allegedly made by the Revolutionary Armed Forces of Colombia (FARC) and they come amid an increase in attempts by the guerrillas to intimidate the news media.“Chávez is the second Colombian journalist to be forced to abandon the region where he lives and works since the start of the year,” the press freedom organisation said. “Like the paramilitaries, the FARC are true to their reputation as media predators, with the difference that they want the media to put out their propaganda.” Reporters Without Borders added: “Local journalists are the ones that suffer most as they are the most exposed to the civil war. Investigations into these threats are unlikely to lead to those responsible being punished, but protection of the media must be reinforced.”Chávez received a phone call at the radio station on 16 January ordering him to not broadcast any more army appeals to the guerrillas to demobilize. Several threatening messages followed when he refused to comply. During a phone-in programmes the next day, a caller identifying himself as John addressed greetings to “the FARC’s Jacobo Prías Alape column.” On 1 February, an anonymous caller told Chávez he would die if he did not close down the station within one hour. Chávez left Anzoátegui, where he lives, and shut down the station two days later.Two other cases of FARC intimidation have been reported in the part two weeks. Luis Suárez, the head of programming of local TV station Telemar Canal 2 in the western city of Buenaventura, received a “summons” on 25 January to meet with Erminson “Mincho” Gutiérrez, the commander of the FARC’s Bloc 30. Suárez told the Peru-based Press and Society Institute (IPYS) that two days later, guerrillas took him to see a man in his 60s who identified himself as Mincho and ordered him to broadcast a message about the FARC’s plans for 2008.Suárez told this story on the air and played his audio recording of the interview. The Buenaventura police announced on 5 February that they planned to analyse the recording of Mincho’s voice as it had been assumed until then that he had died in combat. The TV station said the voice in the recording matched that of previous recordings of Mincho.Juan Gossaín, the news director of the privately-owned national radio station RCN in the northern city of Cartagena, was warned on 4 February, the day of an international anti-FARC march, that he and all of RCN’s branches would be the target of bombings if RCN attended the march. RCN nonetheless did take part in the march and Gossaín let it be known that he would not leave the country. Gossaín has in the past also been ordered to stop covering alleged corruption involving the city’s administrations. October 21, 2020 Find out more
Home / Daily Dose / Will Weakening the FSOC Put the Country at Risk of Another Financial Crisis? The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: 2008 Financial Crisis Dodd-Frank Financial Stability Oversight Council FSOC Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago November 2, 2015 1,525 Views 2008 Financial Crisis Dodd-Frank Financial Stability Oversight Council FSOC 2015-11-02 Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Bank of America Agrees to $335 Million Settlement Involving RMBS Next: Banks Need to Take Precautions With Credit Risk to Avoid Repeat of Financial Crisis Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Brian Honea Related Articles Print This Post Will Weakening the FSOC Put the Country at Risk of Another Financial Crisis? Sign up for DS News Daily in Daily Dose, Featured, Government, News Share Save The Financial Stability Oversight Council (FSOC) was created out of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 in order to bring the financial regulatory community together to respond to risks to the financial system in order to prevent another financial crisis.Attempts are being made by financial industry advocates to weaken the FSOC. Those advocates are accusing the Council of being overzealous in protecting the financial industry. Weakening the FSOC would only prevent the Council from identifying risks to the financial system, therefore putting the country at risk of another devastating financial crisis, according to an op/ed piece by Deputy Assistant Secretary for the FSOC at the U.S. Department of the Treasury Patrick Pinschmidt on CNBC on Monday.“Unfortunately, there is legislation pending in both houses of Congress that would heavily tip the scales back in Wall Street’s favor and leave our country vulnerable to another crisis,” Pinschmidt said. “These changes would take the council’s methodical process and mire it in a series of protracted, bureaucratic steps that would require the council to spend as many as four years studying a company before it could take any action. Some of these proposals would also raise the standard for action by the council to a dangerously high threshold, all but ensuring inaction despite the risk to financial stability.”Proponents of these proposals contend that if passed, these proposals would make the FSOC more effective; however, Pinschmidt argues that they would have the opposite effect, impeding the Council’s ability to identify risks to the financial system.The FSOC has broken down barriers between agencies created a culture of regulatory cooperation and interagency information sharing in the five years since its creation, which has served to make the financial system safer and more resilient, according to Pinschmidt. The Council has also responded to potential weaknesses in the financial system and helped regulators focus on critical issues that include cybersecurity vulnerabilities and structural weaknesses in short-term funding markets.“We need a body with a single-minded focus on protecting U.S. financial stability and identifying new threats on the horizon—and that’s exactly what the council is doing.”—Patrick PinschmidtOne of the major reasons why the financial crisis occurred back in 2008 is that the country was ill-equipped to address risks to the financial system; the regulatory structure could not keep up with the changing U.S. financial marketplace and the country lacked single entity that was accountable for protecting the stability of the entire financial system, Pinschmidt said. Not only that, but certain large nonbank financial companies such as AIG were not subject to adequate oversight. One of the FSOC’s main responsibilities is to provide such oversight for these nonbank financial firms by addressing risk these companies face that could put the entire financial system at risk.“This isn’t a judgment that a company is on the verge of failure,” Pinschmidt said. “Rather, it is a recognition that if one of these designated companies were to experience distress, there could be significant consequences for the broader financial system and economy. This was a clear lesson from the financial crisis.”Those opposing the FSOC say that the Council’s designation of certain firms as “systemically important financial institutions” (SIFIs), or in other words, designating them as posing a threat to the stability of the country’s entire financial system if they were to fail, equates to naming institutions as “Too Big to Fail,” thus perpetuating what Dodd-Frank was meant to end. One such institution is MetLife, the insurance provider designated as a nonbank SIFI in December 2014 by the FSOC. In January, MetLife sued the FSOC a month later in an attempt to have the SIFI tag removed. MetLife claims that as a nonbank SIFI, it is subject to heightened regulation which the company says will increase compliance costs, hence increasing costs to consumers without any added safety benefit for the financial system. The case is still pending.Pinschmidt said in order to prevent another crisis, it is important to remember what caused the last one and how the country reached that point.“We must remain vigilant,” he said. “We need a body with a single-minded focus on protecting U.S. financial stability and identifying new threats on the horizon—and that’s exactly what the council is doing.”
DL Debate – 24/05/21 WhatsApp Twitter Facebook By News Highland – November 23, 2017 RELATED ARTICLESMORE FROM AUTHOR Important message for people attending LUH’s INR clinic Pinterest News, Sport and Obituaries on Monday May 24th Facebook Arranmore progress and potential flagged as population grows WhatsApp Loganair’s new Derry – Liverpool air service takes off from CODA Google+ Previous articleDerry and Belfast EU City of Culture bid could be overNext articleDonegal’s new U20 manager will be Gary McDaid News Highland Pinterest Homepage BannerNews Harps come back to win in Waterford Met Eireann’s warning of low temperatures overnight with a snow and ice alert in place for parts of the country from tomorrow, including Donegal.The weather forecaster’s predicting temperatures will drop to minus 4 degrees in places tonight.A yellow alert for snow and ice has been issued from 5am tomorrow morning until lunchtime on Saturday – with scattered snow showers likely in the North West.Evelyn Cusack is a forecaster with Met Eireann:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/11/weather5pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Google+ Met Eireann warns of low overnight temperatures and snow Twitter