Military Home Buying & Selling

first_imgBy Molly C. HerndonPermanent changes of station (PCS) make moves frequent for military families. The complexity of buying and selling a home is compounded by deployments, one-earner incomes, and the slow-to-rebound housing market. In fact, the 2012 FINRA Military Capability Study found 38% of military families have mortgages that are underwater. So how do military families ease the burden of buying and selling a home? Fortunately, many programs are in place to assist service members and their families with this process.The Service Member’s Civil Relief Act protects active duty service members and their families from foreclosure, termination of leases, and eviction. In the event a service member has been a victim of a wrongful foreclosure that violates the terms of the Service Member’s Civil Relief Act, they should take legal action.Service members can also qualify for low-interest home loans using VA home loans or other special loans available to military members.On April 15, Dr. Barbara O’Neill and Personal Finance Manager Barbara Lang will present Military Home Buying & Selling, a 90-minute webinar that will discuss these and many other home buying and selling options available to service members. This session will be worth 1.5 CEUs for AFC-credentialed participants.To join this session, click here. Here, you’ll also find supporting resources, the PowerPoint Slides, information about the speakers, and connection information.This post was published on the Military Families Learning Network blog on March 31, 2014.last_img read more

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Costa Rica clinches World Cup berth on Waston’s late goal

first_imgIn addition, the U.S. could qualify with a loss if Panama and Honduras both fail to win Tuesday.The fourth-place nation advances to a home-and-home playoff next month against Australia or Syria.The Americans would be eliminated only if they lose and Panama and Honduras both win.At the 2014 tournament in Brazil, Costa Rica opened with wins over Uruguay and Italy, then tied England. They beat Greece on penalty kicks to reach the quarterfinals, where they lost to the Netherlands in a shootout. Don’t miss out on the latest news and information. Fire hits houses in Mandaluyong City Read Next Cubs’ bullpen implodes in Game 2 loss to Nationals Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Nonong Araneta re-elected as PFF president Brace for potentially devastating typhoon approaching PH – NDRRMC Frontrow holds fun run to raise funds for young cancer patients  BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight MOST READ Waston has three international goals, including a 4-yard header from Christian Bolanos’ 68th-minute corner kick on March 28 that gave Costa Rica a 1-1 draw in qualifier at Honduras.Costa Rica has 16 points and is second in the final round of North and Central American and Caribbean region behind Mexico, which has 21 points and clinched last month.The U.S. is at 12 points following its 4-0 win Friday over Panama and would qualify with a win at Trinidad on the final night of the hexagonal. Panama and Honduras have 10 points each.Goal difference has become key: the U.S. is plus-five, Panama minus-two and Honduras minus-seven.A draw would be enough for the U.S. to qualify unless Honduras defeats visiting Mexico by at least 12 goals or Panama beats visiting Costa Rica by at least seven or eight goals, the needed margin depending on whether it overcomes its deficit to the U.S. in total goals, currently nine.ADVERTISEMENT In a match postponed a day because of a tropical storm, Eddie Hernandez’s header from Romell Quioto’s cross put Honduras ahead in the 66th minute.In the fifth of a minimum six minutes of stoppage time, a long ball from deep in Costa Rica’s end following a throw-in was headed from about 23 yards out by Hernandez.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutGiancarlo Gonzalez headed the ball toward the right flank. Bryan Ruiz flicked the ball ahead to Rodney Wallace who, marked by Bryan Acosta and Emilio Izaguirre, played it back to Ruiz.Ruiz played the ball from his left foot to his right to fake his way past Acosta, dribbled past Izaguirre and crossed to Waston. The Vancouver Whitecaps defender outjumped Maynor Figueroa and Johnny Palacios to head the ball past Donis Escober to the goalkeeper’s left from 8 yards. LATEST STORIES Fire hits houses in Mandaluyong City Costa Rica’s Kendall Waston, left, celebrates after scoring his team’s equalizer against Honduras during a World Cup qualifying soccer match at the National Stadium in San Jose, Costa Rica, Saturday, Oct 7, 2017. The draw allows Costa Rica to advance to the 2018 World Cup in Russia. (AP Photo/Moises Castillo)Kendall Waston scored in the fifth minute of second-half stoppage time, giving Costa Rica a 1-1 tie against visiting Honduras on Saturday at San Jose and clinching the Ticos’ second straight World Cup berth and fifth overall.The dramatic late goal means the United States likely needs at most a draw at Trinidad and Tobago on Tuesday night to qualify for its eighth straight World Cup berth.ADVERTISEMENT Typhoon Kammuri accelerates, gains strength en route to PH LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary View commentslast_img read more

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Call-out for youth program coaches & managers

first_imgTouch Football Australia (TFA) is currently seeking to appoint suitably qualified coaches to the vacant coaching and team manager positions within the National Youth Program. The Australian Youth teams will be attending the 2020 Youth Trans Tasman in Australia in January 2020.Expression of Interest ProcessTFA is seeking Expressions of Interest (EOI) from suitably qualified, currently accredited and active Elite level coaches and managers to fill the following positions.National Youth Program:Men’s 20s Coach, Assistant Coach and ManagerMen’s 18s Coach, Assistant Coach and ManagerWomen’s 20s Coach, Assistant Coach and ManagerWomen’s 18s Coach, Assistant Coach and ManagerMixed 18s Coach, Assistant Coach and ManagerMixed 20s Coach, Assistant Coach and ManagerCoach and Assistant CoachTo submit your Expression of Interest (EOI) for all coaching positions please click on the link below. The link will take you to a page to submit your details for the application.https://www.surveymonkey.com/r/youthprogram2020The EOI will include:NameContact DetailsNCAS Coaching LevelPrevious Elite level (only) Coaching ExperienceVarious questions which can be found by clicking the above link.Expressions of interest for these coaching positions will close at 5pm Monday 4th March, 2019.Team ManagerTo submit your Expression of Interest (EOI) for the team manager positions please click on the link below. The link will take you to a page to submit your details for the application.https://www.surveymonkey.com/r/youthmanager2020Expressions of interest for these positions will close at 5pm Monday 4th March 2019.Appointment TermsThe appointment term for these positions will be from date of appointment in 2019 through to completion of all responsibilities after the 2020 Youth Trans Tasman. This campaign will involve attendance by the appointed Coaches and Managers at all team and national selection camps throughout the Trans Tasman preparation.Appointment ConsiderationsAs an Australian coaching staff member there will be a large emphasis on interaction across the program, innovation within coaching and constant professional development.  This will require a need for individuals who are willing to participate in a collaborative environment, with high levels of accountability, adherence to improving technical knowledge and a focus on leadership and management.The appointment processes for all volunteers within the HP Program, takes into account the balance of the applicants’ current skills and areas for improvement.  In the same way coaches select athletes to fit a role within a team plan, volunteers will be selected and required to full fill the role to deliver success for Touch Football Australia.Outlined below for your information is the prescribed key selection criteria for all volunteer appointments within TFA:Actively work as leaders within the broader organisation, with an ability to promote positive/collaborative working relationships and represent the organisation in a professional manner.Actively promote a positive culture among the appointed group, reflective of the organisation’s expectations for all participants within the sport, and above all else in line with TFA Code of Conduct and other policies.Display an ability to work independently as well as within a team environment.Actively communicate and prepare for specific requirements of the role.Complete agreed assigned tasks to the expected standard of the organisation.Maintain absolute confidence with any confidential or Intellectual Property related information of the organisation.Hold and/or obtain required accreditations to undertake the role.Support TFA in the coordination and development of other volunteers.Aiding in conflict resolution as required.Photography: Phil McIlwraithlast_img read more

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10 months agoBarcelona midfielder Rakitic: Valverde must decide his future

first_imgTagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say Barcelona midfielder Rakitic: Valverde must decide his futureby Carlos Volcano10 months agoSend to a friendShare the loveBarcelona midfielder Ivan Rakitic says the players are happy playing for coach Ernesto Valverde.Valverde’s deal is up in the summer but he does have an option to extend it by an additional year. The coach says a decision will be made with the club later in the season.”It’s an issue for the boss and the club [to decide on],” Rakitic said. “We’re really happy with him and the whole coaching setup.”The most normal [scenario] would be that he continues with us, but we have to focus on our job, which is playing and winning football games. Let them [the club and Valverde] decide what’s for the best.” last_img read more

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Hang Out With Juanes And Help Charity

first_imgJuanes has decided to work with Prizeo to raise money for his foundation, Fundacion Mi Sangre, which he founded 8 years ago to share the peace and love that his own kids experience at home, with children who had been directly impacted by violence and social instability.Their programs utilize music, art and recreational activities as a catalyst for change, and peace-building reform.For a small donation to Fundacion Mi Sangre, fans can enter to win a trip to Miami to hang out with Juanes in his home studio, where they can play guitar, make music, or just chill out. The winner will get to bring a guest, and they will join Juanes for lunch before their studio hangout, too.Guaranteed prizes at various prize levels include tickets to his album launch concert, a signed guitar, and a Skype session with Juanes.“If you make a small donation, you will be entered to win a trip to Miami to hang out with me at my home studio,” says Juanes. “We’ll have lunch, and then we can do whatever you’d like – if you’ve always wanted to learn to play guitar, I’ll teach you the basics, or if you’d prefer, we can produce a track together – your choice. My way of saying thanks for supporting a cause that is so close to my heart. (You can also win t-shirts, front seats to my shows and more so make sure to check out all the ‘rewards’!)“Eight years ago, I created Fundacion Mi Sangre, because I wanted to share the peace and love that my own kids experience at home, with children who had been directly impacted by violence and social instability. Our programs utilize music, art and recreational activities as a catalyst for change, and peace-building reform.“Mi Sangre’s methodology encourages children, teenagers and youth to develop their own perspective with regards to their rights, through creativity and participation. This strengthens their citizenship and leadership skills, empowers them, and allows them to become active agents of change in their community. It’s incredible to watch them change their own worlds.“Over 67,000 children, adolescents and youth in Colombia have become key players in the growth and construction of a peaceful nation through our programs. Please, give generously, and help us continue to create visible, lasting social transformation.”To take part, visit Prizeo.com.last_img read more

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Walgreens expands prescription delivery program nationwide

first_imgWalgreens is joining drugstore competitor CVS Health in expanding home deliveries for prescriptions nationwide, as stores continue adjusting to a retail world made more customer-friendly by online competition.Walgreens said Thursday it will partner with FedEx to deliver prescriptions as soon as the next day for a $4.99 fee, and it also is providing same-day deliveries in several cities. The Deerfield, Illinois, company started offering deliveries in several markets last October.CVS Health Corp. announced similar nationwide prescription deliveries last June.Retailers have been breaking out more customer-friendly services in recent years to hold Amazon.com at bay. The online retailer offers members same-day deliveries of goods typically sold in drugstores in some places.Walgreens Boots Alliance Inc. and CVS Health both run more than 9,000 U.S. locations.The Associated Presslast_img read more

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Reds Indians week in review

Cleveland IndiansThe Cleveland Indians struggled offensively once again, going 2-4 in series’ against the Los Angeles Angels and the Minnesota Twins.After taking only one of three from the Angels, the Tribe returned home and only won one in a weekend series against the division-leading Twins.The Indians are 10-14, 5-and-a-half games behind the Twins in the American League Central and in third place behind Detroit.Studs: Austin Kearns. The former Cincinnati Reds slugger had a big week, with seven hits and six RBIs in three games against the Angels. He came into Sunday’s game against Minnesota hitting .357, with two home runs and 12 RBIs.Duds: The offense. The Indians’ offense continues to be a major disappointment, with an American League-worst 85 runs. Those fortunes could change when highly touted catching prospect Carlos Santana gets called up from the Columbus Clippers.Up Next: The Indians continue their homestand with three games against Toronto beginning Monday and a three-game weekend series with the Detroit Tigers. Cincinnati RedsStep by step, the Reds are creeping back from a sluggish start to the season.The Reds opened up their week on the road with a three-game series at Houston.For the first time this season, Reds fans had their chance to bring out the brooms, as the Reds swept the series against the Astros.Pitchers Aaron Harang and Bronson Arroyo had some solid outings, each recording a win in the first and third games of the series respectively, and Mike Leake continued a brilliant start to his professional career recording a win off his seven-inning, five-hit performance in the second game.Pitcher Johnny Cueto helped the Reds’ win-streak get to five games on Friday, as the Reds won at St. Louis.The streak then came to an end Saturday as the Reds couldn’t match the Cardinals’ late-game surge, losing the game 6-3.Studs: The Rotation. At the beginning of the season, it seemed like these guys were never going to win a game for the Reds. In just this past week, Harang, Leake, Arroyo and Cueto all recorded wins, and didn’t leave it up to late game heroics to ensure a Reds’ win.Duds: Jonny Gomes. It was tough because no one Red had a really bad week. Gomes has only two hits in 15 at-bats over the last six games, though, and he’s a liability in the field as it is.Next Week: The Reds come back home this week as they host a series with the Mets today, and then get a day off before hosting a three-game series against the Cubs. read more

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Luis Enrique aims to continue the work of Lopetegui Hierro

first_imgIn his first official press conference as the new Spain boss, Luis Enrique outlined his aim to “continue the work” that both his predecessors Julen Lopetegui and Fernando Hierro accomplishedRFF president Luis Rubiales announced the appointment of Enrique over a week ago, in what he had described as a “unanimous” decision by the federation.It will mark the first time Enrique has been in football management since his departure from Barcelona in 2017.Having been previously been linked with the managerial vacancies at Arsenal and Chelsea, the 48-year-old surprisingly took up the challenge of taking charge of the Spanish national team following their disastrous World Cup campaign that had seen head coach Lopetegui fired on the eve of their first game and Hierro only being able to take the side past the group stages.“The aim is to continue the work of Lopetegui and Hierro,” said Enrique, according to Football-Espana.David Villa, SpainQuiz: How much do you know about David Villa? Boro Tanchev – September 14, 2019 Time to test your knowledge about Spanish legendary forward David Villa.“We have been analysing everything and we believe the foundations are in place to continue to carry on and re-find success for the team.“Both men worked extremely hard in their roles and we thank them for everything but football is a continuous cycle and winning trophies is not easy.“At Barcelona we had similar ideas of evolution, taking decisions based on ideas of winning more matches and more trophies.“I know what this job entails, and I am fortunate enough to have the trust of the president, whom I thank, and I hope I can impress in the role.“I am very excited for the big challenges that await.”last_img read more

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Solskjaer reveals what he told his squad

first_imgThe Manchester United caretaker had to tell his team to not “feel sorry for yourself” after they lost 2-0 at home against PSG.Paris Saint-Germain came to Old Trafford and went back to France with a 2-0 victory over hosts Manchester United.The game was part of the UEFA Champions League Round of 16.And in his first defeat after being assigned caretaker of the club, manager Ole Gunnar Solskjaer spoke to his players.“Don’t feel sorry for yourself,” Solskjaer was quoted by the Manchester United official site.“This is something you’ve got to learn from. This is a level up from what we’re used to. They were experienced, they bought some fouls – things like this, this is just part of their learning as players.”“Many of our players are very young. It’s the first time Jesse and Marcus will play a proper Champions League game at Old Trafford. So, learn from that. You can’t feel sorry for yourself,” he added.Harry Maguire, Manchester UnitedLiverpool legend Nicol slams Harry Maguire’s Man United form Andrew Smyth – September 14, 2019 Steve Nicol believes Harry Maguire has made some “horrendous mistakes” recently, and has failed to find his best form since joining Manchester United.“We have to bounce back,” he said. “At this club, you have to bounce back. In a tournament like the Champions League, it’s going to be difficult whoever you play against but our bread and butter is the league and we’ve got the FA Cup against Chelsea as well.”“We have to look forward. We’ve got Chelsea and Liverpool in the next two games. Whoever is feeling sorry for themselves they will not play, probably, against Chelsea,” he commented.“We’ve got so many games to play for, so no. You can see the reaction in the changing room, they’re disappointed but there is some determination and desire there to put it right.”“When we go to Paris we’ll give it a go. Of course, it’s a difficult mountain to climb but it’s not impossible if we get to half-time with a 1-0 lead, that’s what we’ve got to look for,” he concluded.🔴⚪️⚫️ #MUFC— Manchester United (@ManUtd) February 13, 2019last_img read more

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Jonathan Klinsmann hopes he can have a Bundesliga breakthrough

first_imgThe German-born American goalkeeper hopes his time with the United States senior national team will help his debut in the leagueGoalkeeper Jonathan Klinsmann was born in Germany but has defended the national colors of the United States since 2014.He’s now been called up for today’s match between England and the USA, and he hopes this will help his debut in the German Bundesliga soon for Hertha Berlin.“I think we all had varying reasons to go abroad,” Klinsmann explained to bundesliga.com.“[But] the biggest one I think would be that the Bundesliga has had a good reputation of giving young players a chance to play. Most clubs are known for developing talent and that age is only a number.”Jadon SanchoMerson believes Arsenal should sign Sancho Manuel R. Medina – September 14, 2019 Borussia Dortmund winger Jadon Sancho might be the perfect player to play for the Gunners, according to former England international Paul Merson.“I’m learning a lot here and we have a very good working relationship with all the keepers at Hertha which I’m grateful for,” he added.“But also at the end of the day, I have my sights set on the spot above me. We need to climb and be able to put pressure on the No. 1 as well.”“I was always a striker or attacking mid but at one point just hopped in goal for fun during a break at school,” he explained.“I loved diving around and making those big saves. I eventually asked to go in goal for my club and I stayed there. My dad used to shoot on me a bit in our backyard or on the school fields, and he usually scored so that was some good motivation to get better!”last_img read more

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