“Watermark Ink” device wins R&D 100 Award

first_img Read Full Story A device that can instantly identify unknown liquids based on their surface tension has been selected to receive the 2013 R&D 100 Award—known as “the Oscar of Innovation”—from R&D Magazine.Invented in 2011 by a team of materials scientists and applied physicists at the Harvard School of Engineering and Applied Sciences (SEAS) and the Wyss Institute for Biologically Inspired Engineering at Harvard, the “Watermark Ink” (W-INK) device offers a cheap, fast, and portable way to perform quality control tests and detect liquid contaminants.W-INK fits in the palm of a hand and requires no power source. It exploits the chemical and optical properties of precisely nanostructured materials to distinguish liquids by their surface tension.Winners of the R&D 100 Awards are selected by an independent judging panel and by the editors of R&D Magazine, which covers cutting-edge technologies and innovations for research scientists, engineers, and technical experts around the world.last_img read more

Armed Forces Begin to Replace Brazilian Troops in Haiti

first_img The organization mandated a 15% reduction in the Military contingent maintained by 19 countries in Haiti. The number of police officers will also be reduced. By Dialogo November 15, 2012 On November 4, a total of 130 troops from the Brazilian Navy, Army, and Air Force (FAB) boarded a KC-137 airplane bound for the Haitian capital of Port au Prince, where they will form part of the new Brazilian contingent in the United Nations Stabilization Mission in Haiti (MINUSTAH). These numbers tend to reduce gradually, according to the United Nations Security Council Resolution 2070, adopted on October 12, 2012. The document extended the MINUSTAH activities until October 15, 2013. In order to reinforce the logistic activities of the MINUSTAH, the Brazilian Navy had already deployed the Combat Vehicle Landing Ship “Garcia D’Avila”, the week before. The vessel will transport material from the Squadron and Army Marine Force to supply the contingents of the Brazilian troops in Haiti, and replace material that will be repatriated and requires maintenance. Nine extra flights have been assigned to transport 1,300 Soldiers to the Caribbean nation before the beginning of December. This will be Brazil’s 17th contingent deployment to Haiti. The country has been leading MINUSTAH since the mission was created, in 2004. Brazil is the country with the highest headcount in the Caribbean nation due to its leadership in the mission’s Military component. Currently there are 1,878 Brazilian Blue Berets working in Haiti: 249 from the Navy, 1,599 from the Army, and 30 from the Air Force. The “gradual withdrawal of the troops” from the Caribbean country was a request from Brazilian Defense Minister Celso Amorim. Since taking office approximately 18 months ago, Amorim stated that “there cannot be a permanent stay, nor an irresponsible withdrawal” from Haiti. In his statements and interviews, the Minister has been supporting a favorable exit strategy for both countries. According to Amorim, it is necessary to make the Haitians capable to gradually providing their own security.last_img read more

“The pizza place incident”

first_img 11SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Joe Winn What do you get when you mix auto loan programs with a desire to help others? Well, approaches that make a difference, of course. So what do you get when … Web: credituniongeek.com Details This post highlights what I’ve come to call, “The Pizza Place Incident”.  In reality, it was nowhere near as exciting as the title implies.  Or was it?  (Cue dramatic chipmunk)Here’s how it going to work.  I’ll share the story first.  After each section, we will discuss the key points the restaurant missed and how you can avoid them at your credit union (yes, pizza and credit unions relate).It was a rainy evening in south Florida. Which, for those not from here, means, “between July and November”. My family sought shelter and sustenance at our favorite local pizza shop. Braving the tropical squalls in our trusty four-wheel-drive while SiriusXM played songs of sun and sand, we safely arrived, our only sufferance the delay of a few red lights. Upon sitting at the lone remaining table, we steal a glance at the menu we know so well. Only it’s different. Prices crept higher. Some choices gained a dollar or so, others more. One in particular changed in an odd way. Of course it happened to be my mom’s favorite meal. Instead of just raising the price, the core items were now extras. Like broccoli.  On a dish previously called, “Pasta With Broccoli and Garlic”. How much? $4. The same, I should mention, as the cost for shrimp or chicken. Yes, chicken, shrimp, and broccoli all carried the same up-charge. When we asked the owner about it, their response was equally perplexing. “Yeah, that’s the way it is.”Did she end up getting the dish? Yes. With the broccoli. But she was less happy about it. Which brings us to our first lesson break. Make sure to stand up and stretch. It’s important to remain active throughout the day.If you’re going to raise prices, you must add value, perceived or otherwise, that is worth more than the increase. Otherwise, customers get angry and may leave negative reviews or seek out a competitor. In this case, charging the same for broccoli as shrimp made it even more frustrating.This wasn’t the only issue faced that night. Another item we ordered was a large pizza. Theirs happens to reheat especially well, making it great for future meals. After taking far longer than it should, we asked our waitress on the status of the pie. She begins to profusely apologize, as she served it to another table (who, oddly enough, didn’t turn it down). They had ordered a small, and it was just coming out of the oven. We could have it in lieu of waiting for a fresh one to be prepared. Sure, pizza is pizza, despite fewer leftovers. Our waitress, who raced around the restaurant the entire evening, managed to stop running long enough to explain it was her first night. “They just don’t do things the same at this location.” (The owner has a few shops around the area). Ah, ha! Another lesson point to be made. Let your slice cool for a moment while we do some learning!When your processes are unpredictable or nonexistent, you make it challenging for anyone else to create a consistent experience. I watched as the owner micro-managed every action of the kitchen staff, the front register, our waitress, the delivery guy, and the baker. Worse, she gave conflicting instructions depending on when she walked by. It was obvious no processes were in place, and, as a result, mistakes were made.Consistency is essential. There’s a reason every Big Mac, across the planet, comes out identically. And, for those who eat such things, that is part of the appeal. You know what you’re going to get. It doesn’t matter if Jan or Steve is out that day. Anyone can follow the process to prepare the same burger.Despite the issues, we still had a delicious dinner. Even the weather cooperated on the drive home. But it was a night of lessons.Pricing: Your members want to pay less and get more. That’s normal. So brainstorm how you can deliver value throughout their relationship to rationalize any costs. It could be a value-add fee checking account that helps protect members’ identities and more*, or inclusive services paid though outside relationships. Consider what you can do to grow ROA (or return more to members and your community) without imposing NSF or other punitive fees.Processes: Too often, I’ve been interacting with a credit union (client or otherwise) and their reason for a random delay is, “Bob handles that and he’s really the only one who knows how to do it.” Worse is, “Beth ran that, but she transferred to another credit union, and we’re not sure where she left things.”Avoid “The Credit Union Incident” by following this guidance. Beth’s replacement will thank you.*Disclosure: My company offers such a service and produced a white paper to help credit unions determine if it or a similar solution might be a fit for their institution.last_img read more

House passes TRACED Act to combat unwanted robocalls

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » The House voted Wednesday to pass the Telephone Robocall Abuse Criminal Enforcement and Deterrence (TRACED) Act, legislation designed to combat unwanted robocalls via the Telephone Consumer Protection Act.  Specifically, the TRACED Act is a bipartisan effort to pass legislation that addresses illegal robocalls and seeks to improve enforcement of the Telephone Consumer Protection Act, while recognizing the need to provide recourse to those legitimate callers whose calls may be erroneously blocked as a result.CUNA continues to engage Congress, the FCC, and the Courts on the need for additional clarity on the definition of an autodialer under the TCPA so that credit unions will not be placed in legal jeopardy when attempting to legitimately contact members.last_img read more

Pablo Mari pushing for Arsenal transfer as talks advance with Flamengo

first_imgPablo Mari pushing for Arsenal transfer as talks advance with Flamengo Advertisement Pablo Mari completed his medical with Arsenal over the weekend (Getty Images)The Brazilian club are understood to be unhappy with Arsenal’s decision to change the terms of the deal and have threatened to keep the player.AdvertisementAdvertisementHowever, ESPN Brazil claims that Mari’s desire to play in the Premier League has been a key factor in the negotiations between Flamengo and Arsenal.The report also claims that Flamengo have not ruled out the possibility of loaning Mari but want a guarantee from Arsenal that he will be purchased at the end of the season.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityColuna do Fla claim that talks between Arsenal and Flamengo are at an advanced stage and Mari is now close to completing his move to Mikel Arteta’s side.Arteta’s desire to sign Mari may now be increased after Shkodran Mustafi was stretchered off during Arsenal’s FA Cup clash against Bournemouth on Monday evening.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal Metro Sport ReporterMonday 27 Jan 2020 9:33 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link6.3kShares Comment Arsenal are close to completing the signing of Pablo Mari, according to reports in Brazil (AMA/Getty Images)Pablo Mari is pushing to complete his move to Arsenal as the Gunners have stepped up negotiations with Flamengo, according to reports in Brazil.The 26-year-old arrived in London with Arsenal’s technical director Edu on Saturday and the deal was expected to be completed over the weekend.Mari had his medical with Arsenal but the Gunners were unable to agree a fee with Flamengo and the Spanish defender was forced to return to Brazil on Monday without his move being finalised.Reports in Brazil have claimed that Arsenal have switched from offering Flamengo a permanent transfer worth £7.5 million to a loan deal which includes an option to buy in the summer.ADVERTISEMENT Advertisementlast_img read more

Which southeast Queensland suburbs can low income earners afford to rent in?

first_imgThis apartment at 611/6 Land St, Toowong, is available for lease for $425/week. Picture: Space Property Agents.Space Property Agents executive leasing new business manager Jennifer Grainger agrees renting in Brisbane is expensive.“Rents are lower in Brisbane than in Sydney and Melbourne but our cost of living is still very high and wages aren’t as high so a lot of rental prices are still very high in Brisbane,” she said.Ms Grainger said tenants were increasingly looking around for a better deal, but she warned of the hidden costs that can be involved in moving. This unit at 3/387 Webster Rd, Stafford Heights, is available for rent. Stafford Heights is the third most affordable suburb in southeast Queensland for single people on the minimum wage to rent, according to realestate.com.au. Picture: realestate.com.auIn the north Brisbane suburb of Stafford Heights, renters are paying $228 a week in rent on average, which means a low-income earner would spend 36 per cent of their income on rent. This unit in Kooralbyn is available for rent. Kooralbyn is the only suburb in southeast Queensland where a single person on the minimum wage can afford to rent without going into rental stress, according to realestate.com.au. Picture: realestate.com.auThe next most affordable place to rent in southeast Queensland for one person on the minimum wage is Laidley, 83km west of Brisbane, according to realestate.com.au, with the median weekly rent coming in at $215.Even then, 34 per cent of income is required to be paid to the landlord. Bayside babe blasts to $1m sale Beachside pad sells for top dollar Would you pay $1m for this? This unit at 6/77 Pine Mountain Rd, North Ipswich, is available for rent. North Ipswich is one of the most affordable suburbs in southeast Queensland for a single person on the minimum wage to rent, according to realestate.com.au. Picture: realestate.com.auDouble minimum wage households fare better, according to realestate.com.au, with dual minimum wage earners in Brisbane able to afford the weekly median rent price for a unit in 142 suburbs.“If you put two minimum wage earners together, you get more bang for your buck,” Mr Rechtman said.“It doesn’t hurt to live with someone to share expenses.”This month, the minimum wage in Australia rose to $18.29 an hour, which equates to $694.90 a week, but welfare groups say that increase won’t make up for the rent rises seen in most cities over the past five years.According to Anglicare, just 12 per cent of properties in Brisbane are affordable for a couple both on the minimum wage with two children under 10.That’s a low number compared to Adelaide, where 41 per cent of properties are affordable. GET THE LATEST REAL ESTATE NEWS DIRECT TO YOUR INBOX HERE The 2016 Census found Queensland had seen a significant shift towards renting, with 34.2 per cent of us now paying a landlord, up from 33.2 per cent in 2011, and higher than the national average of nearly 31 per cent.The median weekly rent in Queensland has risen to $330 from $300 five years ago.As a result, more Queenslanders are under rental stress, with 12.8 per cent of households requiring 30 per cent or more of their income to pay the rent.That’s up from 11.9 per cent in 2011 and greater than the national average of 11.5 per cent. This unit at 36/5 Judith St, Flinders View, is available for rent for $240/week. Flinders View is one of the more affordable suburbs for low income earners to rent, according to realestate.com.au. Picture: realestate.com.auFlinders View in Ipswich and Park Ridge in Logan are the next most affordable, with low-income earner’s spending 38 per cent of their income on rent in these areas.More from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor3 hours agoAndrew Rechtman, executive general manager residential at realestate.com.au, said he expected Sydney and Melbourne to be largely unaffordable for low-income renters, but didn’t expect rental rates in other capital cities to be as prohibitive. “That’s what shocked us I think,” Mr Rechtman said.“Clearly, affordability is beyond reach for lots of people renting even in the outer suburbs of Brisbane.”center_img This apartment at 611/6 Land St, Toowong, is available for lease for $425/week. Picture: Space Property Agents.She said landlords were going to great lengths to attract and retain tenants, such as making improvements to their properties, getting professional photographs taken and offering incentives.Space Property Agents is currently advertising an apartment for rent in the Landmark building in Toowong for $425 a week, with the landlord offering one week rent-free and 30 days free internet.Follow Liz Tilley on Twitter @liztilley84 Rental stress is on the rise according to new research. AAP Image/Mick TsikasFORGET mortgage stress, rental stress is now the biggest concern in Queensland, with nearly 13 per cent of households spending 30 per cent or more of their income on rent.Low income earners in the city are the hardest hit, with new data showing there is only one suburb in southeast Queensland where a single person earning the minimum wage could afford to rent a unit without going into rental stress.An analysis of median rent prices for units across Australia by realestate.com.au shows that most lower-income earners are experiencing rent stress, with prices far higher than the minimum wage.Rental stress is defined as when someone spends more than 30 per cent of their income on rent.This analysis compares the minimum wage with median rent prices from realestate.com.au/rent for the 12 months to May 31, 2017.Only four suburbs in all of greater Brisbane, Melbourne, Sydney, Canberra, Perth, Adelaide and Hobart had median rental prices for units that equalled less than 30 per cent of the minimum wage after tax.In Kooralbyn, 70km from Brisbane, the weekly median rental price for a unit is $180 a week, which means a low-income earner would spend 28.6 per cent of their income on rent. Rental affordability in southeast Queensland on one minimum wage. Source: realestate.com.aulast_img read more

Gavel comes down at auctions around the city

first_imgThe main bedroom has a dramatic look.Ray White auctioneer Philip Parker said the sellers were now located overseas and were “thrilled with the result”. The kitchen is at the rear of the home, but also has a bar to the side.The auction paused at $1.85 million, and vendor negotiations saw the highest bid rise to $1.89 million.Another $10,000 bid was swiftly slapped on top of that, and that figure began to rise again, before the five bedroom, three bathroom property was sold under the hammer for $1.95 million. The new owners of 24 Magdala St, Ascot, have bought just in time to enjoy their pool.THE heat was fast rising but it didn’t prove too much for a couple from the United Kingdom yesterday.John Murphy, who has just moved with his family to Brisbane from the U.K., was one of three bidders vying for a two-level renovated Queenslander at Ascot. The house at 24 Magdala St, Ascot, sold under the hammer for $1.95 million.More than 30 people turned out to watch as the auction at 24 Magdala St unfolded, with an opening bid of $1.5 million.Bids between Mr Murphy and one other bidder, who was on the phone, were quickly thrown back and forth, reaching $1.8 million before breaking down into $10,000 and $5000 bids. There are classic Queensland features, with modern touches, like feature lighting.Mr Murphy said his family would be living in the residence, which had all the classic Queenslander features, from polished timber floorboards and VJ walls, to breezeways and of course, large front and back decks.As for coping with the Queensland heat, the family said they “loved it”.After all, they are the proud new owners of a 810s m property that has a large inground pool and sunning deck out the back.center_img More from newsParks and wildlife the new lust-haves post coronavirus16 hours agoNoosa’s best beachfront penthouse is about to hit the market16 hours agoThe front deck at 24 Magdala St, Ascot.Mr Murphy then went and offered his opponent a handshake after what was an adrenaline pumping competition.“I’m delighted to get it over the line,” Mr Murphy said.“It was a wee bit stressful going through it but the auction was fun and managed to provide some entertainment for people as well.” The property at 11 Damon Rd, Lutwyche, sold for a record price.Just a little more than 5km away, a suburb record residential house sale price fell.Belle Property Wilston principal Debora Sutton said eight registered bidders fought it out for the character home at 11 Damon Rd, Lutwyche, resulting in a record sale price of $1.886 million. Inside 11 Damon Rd, Lutwyche.“It sold to a young family who loved the suburb and wanted to be in the local school catchment.”According to CoreLogic data, the previous record holder was 36 Windsor Ave, Lutwyche, which was sold for $1.53 million in 2009.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:44Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:44 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p288p288p180p180pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenHow to bid at auction for your dream home? 01:45last_img read more

Perfect during regular season at Beatrice, Grabouski gets 200th IMCA Modified win

first_imgJordan Grabouski won his career 200th IMCA Modified feature and completed a perfect regular season Friday at Beatrice Speedway. (Photo by Brittney’s Photography)BEATRICE, Neb. – Jordan Grabouski is hoping two milestone achievements earned on the same night lead to a third accomplishment at the end of the season.Grabouski won his IMCA Modified career 200th feature on Friday, completing the rare feat of sweeping the regular season at his hometown track with his 11th victory in as many starts at Beatrice Speedway.The victory was the 27th of the year for Grabouski, running for a third national championship.“It’s always cool to win at Beatrice. This is the track where I grew up so it’s got a special place in my heart,” said Grabouski, IMCA’s national champion in 2011 and 2016. “I grew up watching a lot of great drivers at Beatrice. I never thought I’d sweep the season at any race track, especially here.”The only feature Grabouski didn’t win at Beatrice this year was opening night of Spring Nationals.He bounced right back with the night two checkers – extending his career record to 10 Spring Nationals victories – and topped the Gage County Fair special before winning for the 11th time in as many weekly starts on Aug. 17.“Winning all the regular races at Beatrice and my 200th feature are kind of hard to take in all at once,” Grabouski said. “They rank right up there but the big picture right now is the national championship.”“Hopefully we can get that done,” added Grabouski, also an eight-time winner this season at Eagle Raceway. “We’re trying for it and doing the best we can. We’re able to do most of our racing on Friday and Saturday nights and not travel so much. It’s cool to have the tracks in our backyard.”While adding to his IMCA Modified feature win total, Grabouski has started collecting W’s in another division.He was a double winner again Friday in an IMCA Sunoco Stock Car borrowed from Dustin Schmidt. Grabouski has made two trips to victory lane on the same night six times this year, five of those occasions being at Beatrice.“We’re having a lot of fun with the Stock Cars,” he said. “It’s good competition.”Grabouski is the 14th IMCA driver to reach the 200-win mark during the sanctioning body’s modern era (dating from 1979) and the fifth to do so in the Modified division.Beatrice has proven to be something a hot bed for double zero IMCA wins: Johnny Saathoff won both career 100th and 200th Modified features there in 1998 and 2003, respectively, Mike Nichols won his 100th Stock Car feature there in 2005 while Grabouski’s 100th came at Beatrice on May 23 of 2014.last_img read more

AquaTrojans Cruise On To Victory Over Sea Dragons

first_imgIndividual winners include Jackson Ketcham 200 Free; Caroline Walters 200 IM; Tyler Ketcham 200 IM; Hannah Weber 50 Free; Nick Weber 50 Free, 100 Free; Aly Bailey 1 meter diving; John Crawley 1 meter diving; Kyra Hall 100 Butterfly, 100 Backstroke; Ray Krider 100 Butterfly; Samantha Mittermeier 100 Free; Riley Hester 500 Free; Kaden Cummins 500 Free; Colin Bley 100 Back; Matthew Badinghaus 100 Breaststroke.  EC won all 6 relays.     On Thursday, EC hosts the Milan Indians on Teacher Appreciation Night.   Go AquaTrojans!!!   Courtesy of AquaTrojans Coach Brandon Loveless. AquaTrojans stay red hot against the vastly improved South Dearborn Knights.  EC Girls win 127-56, Boys win 125-58.last_img read more