Andy Robertson has offered a humble assessment of his achievements at Liverpool to date, with the Scottish full-back saying of his efforts: “I’ve been good but I can always be better”.The 25-year-old has just completed a memorable 2018-19 campaign that ended on a Champions League-winning high.His contribution to the Reds’ cause has been widely heralded, with Robertson registering 13 assists across Premier League and European competition. Article continues below Editors’ Picks ‘There is no creativity’ – Can Solskjaer get Man Utd scoring freely again? ‘Everyone legged it on to the pitch!’ – How Foden went from Man City superfan to future superstar Emery out of jail – for now – as brilliant Pepe papers over Arsenal’s cracks What is Manchester United’s ownership situation and how would Kevin Glazer’s sale of shares affect the club? He has made the £8 million ($10m) that Liverpool paid Hull City for his services look like quite the bargain, but believes there is scope for even more improvement in his game.Robertson told the Reds’ official website: “I think I’ve been good but I can always be better. That’s the way I’ve always worked.”I’ll never praise myself because I think there’s always improvement to be made.”Even when I have a good game, you can still do things better. I’ve had a good season but I still have a lot of improvement to make and hopefully I can show that in the following seasons.”Robertson acknowledged his cause at Liverpool has been aided by those alongside him.He currently forms part of a defensive unit that includes PFA Player of the Year Virgil van Dijk.The Dutchman has been credited with turning the Reds into serious contenders for major prizes on the back of a record-breaking £75m ($94m) transfer, with Robertson one of his many admirers.”He brings everything, in my opinion,” the Liverpool left-back said of a commanding colleague. “He is one of the leaders in the changing room now, he is vocal. He is a lovely person off the pitch. He has been so crucial to what we do.”The players around him have helped; Joel [Matip] has been magnificent when he has been called upon this season, Joe Gomez was different class at the start of the season, and Dejan [Lovren] has obviously played games and stepped up where he has been great.”The central partnerships have been really good this season. Virgil takes all the plaudits but rightly so – he has been on a different level to anyone this season. What he brings on and off the pitch is special.” Subscribe to Goal’s Liverpool Correspondent Neil Jones’ weekly email bringing you the best Liverpool FC writing from around the web
The Secretary-General begins his trip in Switzerland, where he plans to visit the headquarters of the International Olympic Committee in Lausanne and the Federation Internationale de Football Association (FIFA) in Zurich before attending the World Economic Forum in Davos.In Davos, Mr. Annan will continue the sports theme at the opening media lunch on the subject of “The Impact of Sports in the World,” following up on the International Year of Sports and Development 2005.At a plenary session of the Forum, in addition, he will deliver a speech entitled: “A New Mindset for the United Nations.”He will then make a short visit to The Hague, where he is scheduled to attend the Global Management Meeting of the UN Development Programme (UNDP).Mr. Annan’s final stop will be in London. There, he plans to meet with the principals of the Middle East Quartet. Also in London, he will deliver a speech at a meeting in Central Hall, Westminster, to commemorate the 60th anniversary of the first meetings of the General Assembly and Security Council.He will then co-chair – with Afghan President Hamid Karzai and British Prime Minister Tony Blair – the London Conference on Afghanistan.The Conference, he says, “is an excellent opportunity to send a signal to the Afghan people that the outside world continues to share their goals as they build a democracy that respects the rights of all.”
EDMONTON – The challenge makes turning bitumen into oil seem like the easy part.Faced with reclaiming open-pit mines that were once thriving wetlands, Suncor and Syncrude have been trying to do what’s never been done — rebuilding one of the most complex, diverse and delicate ecosystems in the boreal forest.Three years into the ground-breaking, high-profile projects, early successes are emerging.Suncor’s Nikanotee fen and Syncrude’s Sandhills fen are staying wet year-round. They’re growing some typical fen plants. Even better, they’ve begun to store carbon in their peaty depths.“(That’s) one of the core functions of a fen ecosystem, so that’s really great,” said Joshua Martin, Suncor’s wetland reclamation director.But the overall plant mix isn’t what it was. Soil and water chemistry has changed. Biodiversity has shrunk.The fens don’t seem to be developing into what was there before and nobody really knows how they will evolve.“We can’t kid ourselves,” said Jonathan Price of the University of Waterloo, one of the main experts behind Nikanotee. “We can’t replace nature.”Fen recovery is so uncertain and expensive that one researcher suggests resources would be better used elsewhere.“It’s useful for scientists, but I don’t think it’s cost-effective over large areas,” said the University of Alberta’s Lee Foote, who was involved with the projects for years before stepping back.“We can pour all this money into a fruitless reclamation attempt or … turn around and take that money and do something really good with it.”Fens are wetlands that are permanently waterlogged with an alkaline, peaty soil that stores vast amounts of carbon. They filter water and store it during dry years and are considered essential to the boreal ecosystem.They are widespread throughout Alberta’s boreal forest and are thought to have originally covered more than half the combined leases of Suncor and Syncrude.Suncor has promised to restore about one-fifth of the more than 100 square kilometres of wetland it plans to disturb. The company has only committed to the Nikanotee fen, which covers about 10 hectares.They are, after all, finicky.“Not too wet; not too dry,” said Dale Vitt, one of the experts advising Syncrude. “This sweet spot is where the fen plants come in.”The water table is controlled by the contours of the land around and the layers of soil and rock underneath. In the oilsands, that landscape has to be completely rebuilt.Only parts of Sandhills are working, acknowledged Vitt of Southern Illinois University.Where the water is right, fen plants are burgeoning. But overall, fewer than half the species in Sandhills are desirable species. One area is turning into a poplar forest.As well, both fens have been built atop a layer of leftover sand that’s had the bitumen removed. That’s creating problems as sodium and calcium from the sand leaches into the fens.Neither Sandhills nor Nikanotee are as salty as some natural fens. The amount of sodium in the water changes the mix of plants that will grow.“We’re still not at the mix of plants that we see in those (natural) systems,” said Price. “But it’s early in the game.“It’s probably going to be centuries before these systems become indistinguishable from natural systems.”Neither Syncrude nor Suncor have released the budgets for their pilot projects. Both companies say they’re committed to monitoring their fens for years to come.Foote suggests at least some of the value of the fens has nothing to do with ecosystems.“There is such a tremendous appetite for some good news stories in the oilsands,” he said. “There’s a lot of optics and image management here.“A lot of promises and attempts were made in order to get social licence and regulatory licence to get their permits approved. They promised these things and they got their licence.Alberta is almost half boreal forest, of which about .002 per cent has been affected by the oilsands, and it has a lot of fens.Fens are always going to be too expensive and difficult for large-scale restoration, said Foote. The money being spent on Nikanotee and Sandhills — which he estimates in the tens of millions of dollars — might be better spent on other problems.“I would rather see the government get the support dedicated towards other habitat maintenance.”But Price said fens are crucial in the boreal forest, storing water through dry years that desiccate other types of wetlands.“We’re not going to be able to put fens back to cover the same area that there was originally. But the idea is to put enough of them back so some of the biodiversity is ultimately achieved.”— Follow Bob Weber on Twitter at @row1960 ‘We can’t replace nature:’ Oilsands wetland reclamation a mixed success by Bob Weber, The Canadian Press Posted Sep 11, 2016 8:00 am MDT Last Updated Sep 11, 2016 at 10:00 am MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email A worker walks on a catwalk over the Sandhills fen on the company’s oilsands lease in this undated Syncrude handout image. Both Syncrude and Suncor say they are working to restore fens, a type of wetland, and while they’ve had some early success, they’re finding the work to be a tricky business. THE CANADIAN PRESS/HO-Syncrude Energy, Roth and Ramberg *MANDATORY CREDIT*
Total22,211-0.6%176,7086.5%296,1160.0% July% changeYear-to-date% changeRolling year% change UK van and truck registrations: 2013 and % change on 2012 Vans18,417-2.6%151,5949.3%252,5361.6% “July’s commercial vehicle market performed on par with 2012 levels as rising truck volumes helped to offset a dip in van sales,” said Nigel Base, SMMT Commercial Vehicle Manager. “We’ve been expecting a rise in truck volumes as the Euro 5/6 issue comes to a head. In July, trucks rose 10.3% continuing the trend begun a month earlier – a momentum that should continue to the end of the year. Van registrations have fluctuated through the year with dips following sizable peaks in demand. We are confident that the van market will end the year strongly, up 9.2% on 2012, topping 261,000 units.” Trucks3,79410.3%25,114-7.8%43,580-8.8% Total CV registrations were stable in July at 22,211 (-0.6%) with 177,708 registrations over the year-to-date, a 6.5% rise.Vans dipped 2.6% in the month to 18,417 units, but remained 9.3% up for the January-July period with 151,594 registrations.Truck demand rose 10.3% in the month, beginning to turn around the 7.8% decline over the year to date. Click through to download the full July 2013 CV news release and data table.Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)
IF YOU’VE EVER been tempted to hide money under your bed and wondered just how much you can fit, the answer is a lot.The US Attorney for the district of Massachusetts last night tweeted this picture which shows $20 million hidden under the box spring of a bed in Boston.A Brazilian man was arrested after the seizure on 5 January in connection with conspiring to launder proceeds of the massive TelexFree pyramid scheme. The TelexFree case could be worth $3 billion globally. Jan 24th 2017, 12:09 PM Tweet thisShare on FacebookEmail this article Short URL Photo of $20M seized in box spring following arrest of Brazilian national in scheme to launder proceeds of TelexFree https://t.co/ulmFXtI9mr pic.twitter.com/0MTHxjaVZL— U.S. Attorney MA (@DMAnews1) January 23, 2017 29 Comments By Paul Hosford The man, Cleber Rene Rizerio Rocha, was charged with one count of conspiring to commit money laundering in a US District Court hearing. According to the complaint, federal agents had raided the headquarters of TelexFree in Marlborough earlier in the day. That saw Carlos Wanzeler, one of the founders of the company, allegedly flee to Brazil, where he has remained.Wanzeler and TelexFree co-founder James Merrill were indicted in July 2014 on charges that they operated TelexFree as a massive pyramid scheme. Merrill pleaded guilty to those charges in October 2016 and is awaiting sentencing. According to court documents, Rocha, acting as a courier for Wanzeler’s nephew, flew from Brazil to JFK Airport in New York City. After heading to Hudson, Massachusetts, he met an associate of Wanzeler and allegedly gave him $2.2 million in a briefcase.After the meeting, agents followed Rocha to an apartment complex in Westborough, Mass., and later arrested him. That night, federal agents searched an apartment at the Westborough complex and seized a massive stockpile of cash hidden in a box spring. The cash appears to total approximately $20 million.If convicted, he faces up to 20 years in US prison.Read: UK Supreme Court rules Brexit must be approved by Parliament Here’s what $20 million hidden under a bed looks like A man has been charged in connection with an alleged pyramid scheme. Share374 Tweet Email1 Tuesday 24 Jan 2017, 12:09 PM Source: U.S. Attorney MA/Twitter http://jrnl.ie/3202182 48,521 Views
WALTER and Kassius Ohno set to compete at EVOLVE 135 and 136 Live Events Twitter Google+ Live Podcast: SummerSlam weekend hangover, recapping this week’s major headlines Wrestleview Weekly: SummerSlam weekend hangover and reviewing this week’s news Adam Martin RELATED ARTICLESMORE FROM AUTHOR WhatsApp The following was issued by WWE on Monday night.Watch ESPN SportsCenter, live from SummerSlamStart your SummerSlam Sunday off right when ESPN SportsCenter airs live from The Biggest Party of the Summer.ESPN SportsCenter, live from SummerSlam, will air Sunday from 10 a.m.-1 p.m. and 6-7 p.m. This broadcasts mark the first time ESPN’s long-running sports-news franchise will be on-site for a WWE event.Former WWE personality and current ESPN anchor “The Coach” Jonathan Coachman hinted at the developing news in a series of tweets over the weekend before it was formally announced on Raw.Which Superstars and Divas might drop by the news desk mere hours before The Biggest Party of the Summer kicks off? Watch for yourself when SportsCenter touches down at the Barclays Center. Pinterest Facebook
Given the amount of change that has occurred around pensions, benefits and reward professionals might be forgiven for feeling like it was only yesterday that pensions auto-enrolment arrived on to the workplace landscape.But, of course, pensions auto-enrolment has been in place since October 2012, meaning that, for employers which staged within the first 12 months, many will this year be approaching the third anniversary of their staging date and their first re-enrolment date. This is the point where an employer must re-enrol any eligible employees who are not in the scheme, perhaps because they previously chose to opt out or have ceased active membership.So, what messages should employers be sending out to their employees as this anniversary approaches?Explain what is happening and engage with employees earlyThe Pensions Regulator emphasises that an employer must write to eligible staff individually, within six weeks of the chosen re-enrolment date, to tell them how automatic-enrolment applies to them.But the more notice employers can give of what is happening, the better, says Catherine Stewart, head of market development for corporate pensions at Scottish Widows. “This builds trust in the process and creates an early opportunity to talk about the value of pensions, as well as the wider package of employee benefits,” she adds.Show them what they have been missingDemonstrating the advantages of saving into a workplace pension can be a particularly effective approach. Kate Smith, head of pensions at Aegon, says: “Six million people have been auto-enrolled into a workplace pension and are already building up pension savings. But, around 10% of workers actively opted out of pension saving and have lost out on both their employer’s pension contribution and a government top-up.“Someone on average earnings of £27,000 a year will have lost a minimum of £635 in employer contributions and £127 in tax top-up from the government. Effectively workers have ‘saved’ themselves £508 in pension contributions but have lost out on a total of £1,270 in their pension, taking a pay cut.”Roy Porter, director of business development at The People’s Pension, adds: “If [an employer] offers enhanced or matched contributions if [employees] contribute more than the legal minimum, it might be worth highlighting this again.”It can also be helpful in this context to explain how pensions have changed over the past three years, including the pension freedom reforms, which have made how staff can take their savings at retirement more flexible; changes to the lifetime allowance, which might be especially relevant for higher earners; as well as April’s changes to the state pension.Explain that staff can still opt out, but they will actively need to say so“Re-enrolment encourages people to revisit their decision regarding opting out as part of the process,” says Porter. “They will need to opt out again if they still don’t wish to be a member, and, like the first time round, they won’t be able to do this in advance of being put into the scheme.”Conversely, employers could make it clear to employees that if they are already enrolled or do now want to be enrolled as part of the re-enrolment process, it will happen automatically so they do not need to take any action.Give employees practical calculator or comparison tools to work withMany providers offer tools that can enable employees to look more closely at their spending habits and see how they compare with their peers. “Sharing what employees’ peers are doing can make a big difference,” says Scottish Widows’ Stewart. “If 95% of [an employee’s] colleagues are saving into the [workplace] pension they might think twice about opting out.”Make it bite-sized Whatever messages employers choose to prioritise, it helps to make the information bite-sized and easily accessible.As Stewart says: “If employees are already switched off to pensions, don’t overload them with too much information at once. Breaking the subject down into smaller pieces makes it much more manageable.” Need to knowPensions re-enrolment happens at an employer’s three-year staging date anniversary.Explain the change early, highlight what those employees are outside of the scheme have been missing out on but make it clear they can stay opted out, although they must actively say so.Keep messages bite-sized, accessible and relevant.
New Delhi: Union Home Minister Amit Shah on Sunday presided over a high-level security meeting amid escalating tension in Jammu and Kashmir, where a major security build-up has sparked fears and tensions. The meeting was attended by National Security Advisor Ajit Doval, Home Secretary Rajiv Gauba, Intelligence Bureau chief Arvind Kumar, Research and Analysis Wing (RAW) chief Samant Kumar Goel and senior Home Ministry officials. Also Read – NRC in Assam to be released: list to finalize if a person is Indian or Foreigner Advertise With Us Additional Secretary (Jammu and Kashmir Division) Gyanesh Kumar has separately briefed the Home Minister about the situation in the Kashmir Valley. Meanwhile, there are reports that Amit Shah is likely to visit the state after the conclusion of Parliament session next week. Shah’s visit comes amid uncertainty and ahead of Independence Day celebrations with regional parties seeking greater clarity from the Centre about the developments in the state. Also Read – Subramanian Swamy cross-examined in National Herald case Advertise With Us While there has been no direct statement from the Centre so far, all eyes are on the home minister’s visit in the wake of massive troop deployment in the Valley. Top functionaries of the Central government are, in the interim, scrambling to take stock of the situation in the National Capital. While 10,000 additional troops were sent to Jammu and Kashmir last week, a person familiar with the development said “some of the troops that had been deployed to guard the Amarnath Yatra route may likely be asked to re-route to the Valley, if the internal security situation needs containment. Advertise With Us If an order comes, troops will be moved to the specified areas by air and on-road convoys”. Meanwhile, people are queuing up outside fuel stations, ATMs, medicine and grocery shops fearing shortage of essential items amid the ongoing situation. Experts in the Valley said the cause behind the turmoil was manifold, including the pressure to resolve the Kashmir issues post the recent meeting between US President Donald Trump and Pakistan Prime Minister Imran Khan. A senior state government official said on condition of anonymity that the state had not only witnessed encounters between militants and security forces over the last one week in south Kashmir’s Shopian and Pulwama districts, the Line of Control too had become acutely volatile since the meeting between Trump and Khan, with repeated unprovoked ceasefire violations by the Pakistan Army. On Sunday, the Indian army foiled an infiltration bid along the Kupwara sector in Jammu. While seven infiltrators have been gunned down since Friday by the anti-infiltration grid of the Indian army, security forces in the Valley reiterated that “multiple attempts are being made from across the border to disrupt peace in the Valley.”
Share Photo via Twitter @BetoORourkeO’Rourke is forsaking a safe seat in Congress and a rising-star career for the longest of odds in an attempt to unseat Texas Republican Sen. Ted Cruz.He’s running for U.S. Senate but as the Sunday morning sun rose over a park near the Texas-Mexico border, Democratic Congressman Beto O’Rourke had another run in mind.Wearing well-worn shorts and sneakers, the onetime punk rock guitarist was leading a group of supporters on a jog around a duck-dotted pond. Not everyone was game, though, including 76-year-old retiree Merrie DeVoe who said she’d instead be going to church.“But we’ll be praying for you,” DeVoe said.That could come in handy since O’Rourke looks not to have a prayer of unseating incumbent Republican Ted Cruz, whose presidential campaign only two years ago racked up millions of GOP primary votes nationwide. Even before Cruz, O’Rourke’s party hadn’t won a Senate seat in deep-red Texas since Lloyd Bentsen was re-elected in 1988.High-energy and bilingual, with a lanky, 6-foot-4 frame and a mop of dark hair that’s begun turning a distinguished gray, the 45-year-old O’Rourke reminds some Democrats and even a few Texas Republicans of a Spanish-speaking Kennedy.Feeling so fortunate to be up and at it with a morning run in Dallas. pic.twitter.com/iFyxdsFWZi— Beto O’Rourke (@BetoORourke) January 26, 2018But many wonder why he’s giving up a rising-star congressional career and safe seat in his native El Paso for a race that looks unwinnable.“It’s going to be hard but it’s absolutely worth doing,” O’Rourke said over lunch of chicken fajitas at Jose’s Cafecito restaurant in the nearby town of Weslaco, amid a blitz of recent campaign events along the border. “The odds are certainly long.”Still, he said he saw little hope of changing the country’s direction under President Donald Trump by just returning to the House. So lately, he’s been holding jogging sessions, rallies and town halls across the state while raising a respectable nearly $4 million.If it’s a suicide mission, O’Rourke’s campaign is a colorful one, with lively, occasionally profane rhetoric and attention-getting events that sometimes seem as much about partying as policy.He wants to legalize marijuana and ease immigration policies and opposes Trump’s border wall, likening it to the Berlin Wall that future generations will rue. But O’Rourke says also he’s courting Trump voters since the president has “asked the right questions about people who have felt left behind.”At his rallies, he invites anyone to ask him anything, which provides openings to slag his own party.“I feel like the Democratic Party up in D.C. is corporate politics,” O’Rourke told the audience of around 250 quaffing microbrews at an open-air beer garden stop. “They’re listening to the corporations and the special interests and the PACs. And the folks who write the checks are calling the tune. It’s not you and it’s not me.”O’Rourke opposed ending the government shutdown, accusing the top Democrat in the Senate, Chuck Schumer, of “offering a wall to the president in exchange for doing obvious, correct things.” He said his party shouldn’t have made concessions in return for Republican assurances to soon take up legislation on young immigrant “dreamers” brought to the country illegally.A booming Hispanic population means Texas could one day be more favorable to Democrats, but the demographic shift won’t come fast enough to help O’Rourke. He also supports abortion rights, which is a tough Texas sell — even among some Hispanic Democrats who are devout Catholics.O’Rourke’s campaign has refused outside political money and doesn’t employ consultants. Before announcing his Senate run, O’Rourke called U.S. Sen. Chris Van Hollen of Maryland, head of the Democratic Senate Campaign Committee, about possible financial help.“He said, ‘Hey Beto, I’ve got to tell you, from the DSCC’s perspective, I would be fired for malpractice if I invested any money in Texas,’” O’Rourke recalled.O’Rourke said he hopes to woo Republicans angry that Cruz spent so much time outside Texas running for president. O’Rourke pledges to campaign in each of Texas’ 254 counties before the election.Along the way, he’s drawn larger-than-expected crowds, even in deeply conservative, rural areas like Lubbock.“If anyone can do it, Beto can,” said Illiana Noemi Holguin, chairwoman of the El Paso Democratic Party. She said he’s laying a foundation for his party’s future candidates by “going to all of these small, rural counties where, frankly, not a lot of Democratic candidates have gone.”U.S. Rep. Henry Cuellar, a Democrat from Laredo, said O’Rourke rallies in border towns could help improve traditionally low turnout in one of Texas’ few reliably blue strongholds: “He’s trying to build up the enthusiasm.”Cruz, believing he’s comfortably ahead, has decided he can largely ignore O’Rouke through November. At last count this fall, Cruz’s campaign fund was worth around $6 million compared to O’Rouke’s roughly $2.8 million. Asked about criticisms that Cruz was more interested in being president than senator, a spokeswoman didn’t mention O’Rourke while saying Cruz has “kept the promises he made” to Texans.Even some at O’Rourke’s events aren’t expecting miracles. “I don’t think it’s necessarily about winning the race as much as it is slowly changing the tide where, maybe next race, it is winnable,” said Pete Banda, 26, who attended a town hall in San Benito.A fourth generation Irish-American whose favorite phrase is “right on,” O’Rourke is the son of a longtime Democratic county judge and a Republican mother “who we’ve almost convinced to vote for me.” His first name is Robert but his parents called him Beto from birth.In the summers between semesters at Columbia University, where he studied English literature, O’Rourke played guitar and occasionally bass for an El Paso punk band called Foss. Bandmate Cedric Bixler-Zavala later fronted the better-known act The Mars Volta.O’Rourke stops short of calling his campaign punk rock-inspired but does see similarities.Punk rock means acting “without waiting for the corporation or someone else, somewhere else, to give you orders, or to show you how to do it,” he said.
Related posts:Andrey Amador and Movistar win best team in Tour de France You can do it, Andrey! Amador dreams of making history for Costa Rica in Tour de France Costa Rican cyclist Andrey Amador finishes fourth in Giro d’Italia Costa Rica’s Audrey Amador, center, and other riders get up after being caught in a massive pack fall in the last kilometers of the fourth stage of the 105th edition of the Tour de France cycling race between La Baule and Sarzeau, western France, on July 10, 2018.At press time, Amador was in 108th place, according to NBC Sports. Facebook Comments
Sponsored Stories As Britain celebrates the queen’s Diamond Jubilee with four days of parties, processions and pomp, here’s a gallery of AP photos from across the eight decades of Elizabeth’s life.(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.) Parents, stop beating yourself up Meghan McCain to release audiobook on conservatism, family Men’s health affects baby’s health too More Valley freeways to be closed this weekend for improvements New high school in Mesa lets students pick career paths LONDON (AP) – She wasn’t born to be queen, but many Britons can’t remember a time without her.Queen Elizabeth II _ once a shy princess _ was thrust onto the throne by the abdication of her uncle and then the death of her father. She has now been Britain’s head of state for 60 years, and matriarch of a royal family that has been riven by divorce, death and scandalAt 86 years old, she is a monarch whose longevity and devotion to duty have won her a firm place in her subjects’ hearts. New Year’s resolution: don’t spend another year in a kitchen you don’t like Top Stories Think Tank analyzes the second round of Democratic debates 0 Comments Share
Redfin Mortgage Now in Florida, Maryland and Tennessee Redfin Mortgage, LLC is now offering loans to homebuyers in Florida, Maryland and Tennessee. Redfin Mortgage is a subsidiary of Redfin. Redfin Mortgage offers fixed- and adjustable-rate conforming mortgages as well as jumbo loans for higher-priced homes in every state where it operates. Redfin Mortgage launched in Florida last week and has been providing loans to homebuyers in Maryland and Tennessee since January 2019 and November 2018, respectively.Homebuyers in Florida, Maryland and Tennessee can now take advantage of Redfin Mortgage’s digital home closings and sign their loan documents from any device with a camera and high-speed internet connection.”When we decided to launch a mortgage company in 2017, we opted to build it from the ground up so we could redesign everything to better serve the needs of the customer from the preapproval to the closing,” said Jason Bateman, head of Redfin Mortgage.”If you’re just getting started, Redfin Mortgage can help you figure out what you can afford. Fill out a quick online application and we can typically pre-approve you for a loan in 90 minutes or less, and provide a 30 day closing guarantee,” Bateman said. “When you find the home you want to buy, Redfin Mortgage can help get your offer accepted by earning the seller’s confidence that the deal will close on time. For borrowers that undergo a fully underwritten pre-approval process (usually one business day turnaround time), we offer an even better 25-day closing guarantee, and we can often complete loans much faster.””When closing day arrives, you can sign your documents electronically from anywhere, without having to take time off work just to go to a settlement office and spend hours signing paper documents,” Bateman said. May 2, 2019 486 Views in News Redfin 2019-05-02 Seth Welborn Share
Grace expects Greinke trade to have emotional impact Former Cardinals kicker Phil Dawson retires Arizona Cardinals rookie receiver Christian Kirk on Saturday, July 28, 2018, the first full day of Arizona’s training camp. (Tyler Drake/Arizona Sports) Pro Football Focus’ Mike Renner isn’t impressed by the Cardinals’ receiver room, ranking them as the No. 31 receiving corps in the NFL.Only a few seasons removed from a receiving corps that looked like a top-five unit with Larry Fitzgerald, Michael Floyd and John Brown, the Cardinals have seen that group crumble of late. Floyd and Brown have departed while Fitzgerald chugs on into his mid-30s. It’s gotten so bad that they actually brought in Greg Little, a former second-round pick who hasn’t taken an offensive snap in the NFL since 2014 and has 32 drops on 193 catchable passes in his career.The Cardinals’ place on this list isn’t surprising. J.J. Nelson has shown potential to be a deep threat but hasn’t shown an ability to be an every down receiver.Related LinksESPN’s Barnwell picks Cardinals as one of most likely declining NFL teamsArizona’s depth chart includes many inexperienced NFL players, but it will offer the Cardinals an opportunity to play whoever performs the best.If Kirk and Butler can impress it would take a lot of pressure off running back David Johnson, who opposing defenses will focus on trying to shut down.Second year player Chad Williams underwhelmed during his rookie season, but given the Cardinals’ current status will be given every opportunity to succeed at the highest level. Top Stories Derrick Hall satisfied with D-backs’ buying and selling The Arizona Cardinals have had their fair share of issues at receiver since making the postseason in 2015.Besides franchise stalwart Larry Fitzgerald, the Cardinals have dealt with injuries and poor performance from many of the team’s notable passing targets.Arizona entered the offseason seeking to make changes to the receivers room. They used a second-round pick on Valley native Christian Kirk and signed former Dallas Cowboys receiver Brice Butler, this while letting John Brown and Jaron Brown walk in free agency. 6 Comments Share
We’re looking for the most ingenious, outrageous and amusing ways in which you have saved money on airline baggage charges.Have you worn all your ski gear on the plane? Packed your pockets full of stuff? Gone on a nudist holiday to reduce your need for clothing? We want to see your photos (no indecent images please!).Pictured right is a member of Skyscanner’s very own staff attempting to beat the baggage charge on his scuba diving holiday. Can you do better?We are giving away a Co-pilot travel bag from high-end luggage manufacturers Tom Bihn worth $110.For a chance to win, simply visit Skyscanner’s Facebook page and upload your best beat the baggage pictures.Remember to vote in our baggage charge poll too!ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map RelatedDelta baggage restrictions explained and how to maximise your hand luggage allowanceFlying with Delta and need to know how much hand luggage you can carry on board? Or how much free checked luggage you get? Read up on the Delta Airlines baggage allowance, including all of the rules hold and hand luggage – we’ve even sneaked in a few money saving…Beat the baggage charge: what have you done? VOTE NOW!What have you done to beat the baggage charge?How to beat easyJet’s new oversize baggage chargesHow to beat easyJet’s new oversize baggage charges
Janet Jackson to launch Las Vegas residency in May FILE – In this July 8, 2018 file photo, Janet Jackson performs at the 2018 Essence Festival in New Orleans. Jackson announced Tuesday, Feb. 26, 2019, that she’s launching a residency in Sin City later this year. Jackson announced 15 shows in May, July and August at the Park Theater at Park MGM resort.. (Photo by Amy Harris/Invision/AP, File) AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email by The Associated Press Posted Feb 26, 2019 11:11 am PDT NEW YORK — Janet Jackson is heading to Las Vegas.The pop icon announced Tuesday that she’s launching a residency in Sin City later this year. Jackson will have 15 shows in May, July and August at the Park Theater at Park MGM resort.Tickets for the residency, called Metamorphosis, go on sale Saturday.Jackson, 52, joins a long list of singers who have had residencies in Vegas, including Britney Spears, Lady Gaga, Celine Dion, the Backstreet Boys and Mariah Carey.The Associated Press
The bill on the decriminalisation of abortions does not aim at facilitating terminations but at giving women the right to choose and access to safe medical procedures, the head of the House human rights committee, Stella Kyriakides, said on Monday.MPs, who were meeting to discuss the bill proposal which aims to give women the right to terminate a pregnancy under 12 weeks, stressed the importance of decriminalising the procedure, despite church opposition. Decriminalising abortions, they said, would also help reduce unwanted pregnancies as proper data would help introduce policies to properly educate youth in birth control.With abortions currently illegal in Cyprus, there is a lack of official statistics on the frequency of terminations which hinder efforts to promote national policies, MPs heard.“There are no statistics on the number of abortions taking place in Cyprus. We all know they are taking place, especially among girls, but as we don’t have data, this creates great problems as we cannot schedule practices on sexual education, and prevention so we can protect girls and women,” Kyriakides said.The aim of the bill, she said, is not to facilitate abortions, but to finally decriminalise them so that women have the right to choose. She added that strict preconditions and proper advice would be introduced.The other aim, she said, is to facilitate proper programming so that sex education is introduced in schools to reduce the number of unwanted pregnancies.Under the proposal termination would be allowed under 12 weeks of gestation, if the pregnancy is the result of rape, sexual abuse of a minor or sexual abuse of a woman with reduced mental capacity and incest. It will also be allowed at under 19 weeks if prenatal diagnosis indicates severe abnormality of the foetus and if there is an inherent risk to the pregnant woman’s life or the risk of serious and permanent harm to her physical or mental health. Also, in cases of multiple pregnancy where the gestation of a number of embryos must be terminated.The Holy Synod reportedly sent a letter to the committee objecting to any changes.In the memo, according to daily Politis, the Holy Synod made a plea to the MPs’ Christian consciousness to ‘respect the opinion of the church and the beliefs of our people’.The church said that for them, pregnancy does not concern only women and their bodies, but also fathers and God.“If one has authority over the foetus it is neither mother nor father, but God,” it said in the letter.It also proposed ways of dealing with cases of rape.If in the first 24 hours rape victims seek medical help, it said, “fertility can be prevented and the tragedy of abortion can be avoided”.If the woman fails to prevent this, it said, in cases of rape, the church can host pregnant women “in a safe place, away from publicity” and after giving birth, she can either go home with her baby or the church can arrange for it to be given for adoption.Solidarity Movement MP, Michalis Giorgallas, said that while the church’s opinion should be respected it is also true that thousands of abortions are taking place each year without any control and in many cases outside the medical protocol.Akel MP Skevi Koukouma said that abortion was an issue that concerns the state which ought to promote laws based on the needs of society and human rights.At the moment, she said, many women buy harmful medicines and other concoctions to terminate unwanted pregnancies.The bill is expected to be tabled to the House plenum near Easter. You May LikeDr. Marty ProPower Plus Supplement3 Dangerous Foods People Feed Their Dogs (Without Realizing It)Dr. Marty ProPower Plus SupplementUndoPopularEverythingColorado Mom Adopted Two Children, Months Later She Learned Who They Really ArePopularEverythingUndoKelley Blue Book10 Electric Cars That Last the LongestKelley Blue BookUndo Concern over falling tourism numbersUndoAuthorities release five of 12 Israeli rape suspects, seven due in court FridayUndoPensioner dies after crash on Paphos-Polis roadUndoby Taboolaby Taboola
The recent protests by Zygi residents opposing the building of a new refugee centre for unaccompanied minors have partly focused on whether a new centre is genuinely needed, particularly after it emerged last week that dental tests on those claiming to be under 18 proved that 50 per cent of them were lying.But officials directly involved with the care of unaccompanied minors say the need for extra space is acute with existing centres overflowing. The planned centre at Zygi will house 100 boys and girls.“The numbers have been rising,” Emilia Strovolidou from the United Nation High Commission for Refugees (UNHCR) said. She explained there were 52 unaccompanied and separated children seeking asylum in Cyprus in 2014, 113 in 2015, 220 in 2016 and 221 in 2017.“In 2018 the numbers so far are at 280 unaccompanied and separated children whose asylum-applications are pending examination. They are teenagers around 15 to 17 years of age,” she said.“There is an evident need for increasing and improving reception capacities, particularly for vulnerable groups,” the UN-affiliated International Organisation for Migration (IOM) told the Sunday Mail. IOM is the organisation which will run the Zygi centre.“For instance, in November 2018, there was one boat which carried 24 children, with most of them unaccompanied. Part of this effort is the first reception centre for unaccompanied migrant children in Zygi which is planned to open.”Better procedures are a must, said child protection coordinator Christina Markou from the non-governmental organisation Hope for Children.“The reception process needs to be properly set up,” she said.She also has no doubts another centre is needed. “The shelters have been running over capacity long enough.” The unaccompanied youngsters are mainly from Somalia, and from other African countries such as Cameroon, Congo, Nigeria and the Ivory Coast.At present, there are four special reception facilities to house them: one is the NGO Hope for Children-managed shelter in Nicosia. There are also three state-run centres in Larnaca and Limassol.The four shelters have a total capacity for around 120 under-18s. A higher number of separated children stay with distant relatives or families under a foster family programme.Nicosia’s Hope for Children centre, which accommodates only boys from 13 years and older, has space for 42 youngsters, but currently houses 55. It caters for 13 to 18-year-old males because these are biggest group of unaccompanied minors who arrive in Cyprus.A state-run shelter for boys in Larnaca hosts 29 with a capacity of 27 and a spill-over of 10 boys who are currently accommodated in an old people’s home; the female shelter in Larnaca hosts 30 (capacity 25), and the Limassol female shelter has reached capacity with 25 girls currently residing there.“The reception standards differ significantly between the NGO and the state-run shelters, including the accommodation standards and recreational/educational activities,” Strovolidou said.Even at the NGO’s facility, which has more resources than the state shelters, there is a problem because of the numbers.A bedroom in the Hope for Children shelter in Nicosia“They don’t have the actual space, but also not the services they need,” Markou said. “The same number of staff is available and services become fragmented and this happens in other shelters.”But what about the presumed minors who turn out to be lying about their age?It takes up to three months from the arrival of the minors until they get to the stage when their age is tested, and there are just two officers to deal with all the work. The time taken used to be less, but numbers have increased while the staff has remained the same, Markou said.“There is a screening interview and if the welfare office is content it ends there. When there are doubts the refugee is referred to a dental check where a panoramic X-ray is taken and analysed.”From the time of the referral it takes the asylum services another three weeks before the results are announced.More than 50 per cent are found to be adults by the tests, but until the screening process is complete, they have to be accommodated in an unaccompanied minor centre.The child protection coordinator is also concerned that some adults pretend to be minors, saying that this doesn’t help either the minor or the adults.“The minors are vulnerable and need to be protected, while for the adults it is different,” Markou explained. “We aim to protect children and offer them a transition from childhood to adulthood and this doesn’t empower adults for whom this is a step back.”The Zygi controversy is also about the question of what the minors, many of whom will join local schools, will get out of attending local schools for a year or two. And of course the potential disruption it could cause for the villagers’ own children at the schools.They are from vastly various backgrounds and will schooling really make a difference?Markou has a convincing answer. “They will likely not go to university. A school is a place to socialise and to learn the language. Most of them want to work, which is their immediate need, and learning to speak Greek and meeting locals will help.”Strovolidou concedes the situation is not perfect, but is the best under the circumstances.“The children remain somewhat segregated from life in Cyprus and face immense difficulties in transitioning to independent living upon reaching the age of maturity,” she said.“The children often report feeling isolated, frightened and unable to cope once they turn 18 and have to leave the shelters. The lack of effective support and assistance for family tracing and reunification is another major problem.”More support is needed for children prior to turning 18 to prepare them for independent living, the refugee agency says.The teenagers need assistance in finding accommodation outside the shelters, cultural orientation classes, and help with daily life such as using transport, opening bank accounts, and looking for work.The lounge area of the Hope for Children shelterAt Hope for Children, they get much of this. Former minors who stayed there in the past report that employees go out of their way to help the minors, even accompanying them to banks and other offices outside working hours, and sending them documents abroad after they have left.“It is a lot of work but very rewarding. We are in contact with them after they leave and we can see how they are progressing,” Markou concluded.The issue is complicated by the fact that so many stakeholders are involved and the situation of each minor is different.“As the UN migration agency, IOM’s efforts are focused on providing humanitarian aid to these vulnerable persons,” head of the agency Natasa Xenophontos Koudouna said.“Child migration is a diverse phenomenon which encompasses many different categories and realities such as unaccompanied and separated children, dependent and missing children. This complex picture often translates in difficulties in mapping needs, designing responses and in collecting data sources.”The director of Social Welfare Services is responsible for acting as a guardian for unaccompanied asylum-seeking children by virtue of the refugee law and all others are bound by their decisions.“The social welfare services in cooperation with all the competent authorities/actors involved, provide accommodation, care, leisure activities, access to education, health care, the asylum application process, etc.,” the services commented. “Some arrive with papers, some without.”Funding for the construction and operation of shelters comes from different sources. Over the years, the Hope for Children has received money for its home of unaccompanied children from the European Refugee Fund, the ministry of interior, the social welfare services and the Asylum Migration and Integration Fund.The cost of the Zygi centre construction, €1.5m, and the €925,000 in annual operating costs will reportedly be picked up by the Council of Europe Development Bank, European Economic Area grants, and Norway, all of which are bound to want to influence how exactly their money will be spent.You May LikePopularEverythingColorado Mom Adopted Two Children, Months Later She Learned Who They Really ArePopularEverythingUndoSecurity SaversWindows Users Advised To Do This TodaySecurity SaversUndoLuxury Crossover SUV I Search AdsThese SUVs Are The Cream Of The Crop. 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